Logistics insurance
Logistics is a risky world to be in
The logistics sector faces significant challenges and risks that can impact operations and profitability in today’s world.
Imagine dealing with supply chain disruptions caused by natural disasters, geopolitical conflicts, or even pandemics. Rising transportation costs due to fluctuating fuel prices and increased regulatory compliance can also put a strain on your budget. And let's not forget cybersecurity threats, cyber attacks and data breaches can lead to significant financial losses and reputational damage.
Whether you’re in freight forwarding, warehousing or distribution, there are insurance solutions built to mitigate your risks and protect your logistics operations and business.

All risk insurance
Covers your own property such as warehouses and machineries against all risks of loss or damage.

Marine cargo insurance
Protects against loss or damage to goods during transit, whether by land, sea, or air.

General liability insurance
Covers legal liabilities to third parties arising from accidents, injuries, or property damage occurring during logistics operations.

Professional indemnity insurance
Also known as Errors & Omissions insurance, this covers claims related to professional services such as errors in documentation, misdirection of goods, wrongful advice or mishandling.

Cyber insurance
Provides coverage for losses resulting from cyber-attacks and data breaches, including legal fees and recovery costs.

Work injury compensation insurance
Covers medical expenses, lost wages and permanent incapacity for employees injured on the job.

Freight forwarders liability insurance
Also known Bailees Liability / Transport Liability / Warehousemen Liability. These insurances are specifically designed for freight forwarders to cover customers’ goods against damage or loss, error & omission during delivery and /or whilst kept in warehouses.

Business Interruption Insurance
Compensates for lost income and additional expenses incurred during disruptions to normal business operations.

Motor Insurance
Covers vehicle damages and liabilities from road accidents arising from your motor fleet operations.
Why work with Howden?
Transferring huge risks & advocating for your claims
Risk looms large at all stages of the logistics value chain. It is also increasingly common for logistics suppliers to offer third-party (3PL) and fourth-party (4PL) outsourcing solutions. Your end-customers may also require bespoke coverages instead of standard limitations.
You want an experienced partner with specialist capabilities to be by your side throughout to ensure that your risk exposures are adequately addressed. And when things go wrong, we will be with you to ensure that claims are resolved quickly and effectively.
Advocating for our clients’ interests is what we do best.
Risk solutions built on insight
What is your business strategy? Having the right insurance programme can grant you a competitive advantage. Your insurance programme should be future proof, with the capacity support flexible and scalable operations.
Whether you operate on an asset-light basis or full fleets, warehouses and distribution centres, we can help you protect your interests cost-effectively. Speak with us to find out how we can save you money and stress.
Responsive wordings, ready to serve
The proof of insurance is in the claims – this is where we excel. That’s because we handcraft bespoke insurance contracts to suit out client’s needs from the get-go.
We know the gaps where claims are often refuted – that’s the benefit of having a real expert on your side. Why risk an off-the-peg policy and get let down where it matters?
