Crime insurance

Crime insurance is never one-size-fits all. Companies have wildly different exposure levels to potential criminality, with so many different factors at play.

That’s why it pays to get an experienced broker to review your unique situation. Often we choose different policy elements from different suppliers, building them into a package that accurately caters for your real needs – including the all-important requirement to be highly cost-effective.

What does crime insurance cover? 

A good crime policy is more comprehensive than a traditional fidelity guarantee policy as it covers direct financial loss caused by fraud and dishonesty by: 

•    non-employees (criminal actors) 
•    employees 

It will also cover loss perpetrated over an extended period of time but discovered during the policy period. 

Common scenarios where robust crime insurance is important  

•    Crimes where an employee is in collusion with a third party
•    Situations where losses have taken place over a long period of time, but only discovered during the policy period 
•    Cybercrime 

Crime insurance helps with crimes related to: 
  • Premise
  • In-transit
  • Forgery
  • Computer fraud
  • Funds transfer
  • Counterfeit currency fraud
  • Credit card fraud
Social engineering cover – many policies miss this

Social engineering is a modern crime that takes advantage of our increasing reliance on technology.

For example, a criminal actor can use deception to manipulate an employee to make a payment from your company into an offshore account. Many buyers think that will never happen to me. But it does happen, frequently.

Many policies won’t cover this, because the payment has been made legitimately - in the bank’s eyes, it’s real.  We can make sure you are covered. 


Let's talk about crime

Let's talk...

(+65) 6258 1919

We'll put you in touch with the person best equipped to help.

Call us on (+65) 6258 1919 or drop us a quick message and we'll get back to you asap

Visit us at: 79 Robinson Road, CapitaSky, #13-01 Singapore 068897

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1 in 3 companies in APAC region suffered economic crime in the last two years

The most common crimes* are asset misappropriation, cyber crime, procurement fraud, bribery and corruption.

Crime Infographic