Reduce your cyber risk

Cyber insurance with Howden means we are right by your side, before, during and after your cyber attack or incident.

Our experts help you assess your cyber risk, protect you from these risks, and develop sustainable risk protection and resilience together. We use tools to provide you with reports on your cyber maturity rating, loss estimation and intelligent loss /claims benchmarking. 

Cyber breaches are stressful. With Howden, you get rapid access to experienced experts such as forensic IT analysts, specialist lawyers and public relations professionals, who will help:

Comprehensive cyber coverage with Howden 

With a Howden Cyber policy, you will have 24x7 access to an expert panel that can promptly help you to contain and remediate cyber incident. 

Common types of loss cover included in the policy are:

1. IT Expert Fees
Hire forensic experts to identify, contain and restore system/data from cyber attacks

2. Data Breach Advice
Hire legal assistance for regulatory inquiry & notification in case of stolen data

3. Recoup Net Profit Losses
Recover losses and added costs of work in case of prolonged outage

4. Hackers' Extortion
Hire experts to negotiate ransom payment and covering the extortion amount itself

5. Reputation Repair
Hire PR experts to help track and limit media damage

6. Legal defense & damage 
Hire defence lawyers and covers potential settlement/damages in claims caused by cyber incidents

7. Fines & Penalties
Pay regulatory fines and penalties for data breaches if needed (where insurable by law)
 

Cyber troubleshooting is our speciality. With Howden, you don't just get coverage for your cyber risks.

We help you deal with the insurers.
Dealing with an insurer can get a little confrontational; much better communicate through a friendly, professional broker who brings them millions of dollars of business each year. The mutual respect between insurers and a global brokerage means we can move quickly towards a fair resolution, always acting in your interests.  

We provide risk management training.  
To help you plan for and reduce risk, we provide seminars, tools and training – to get the most of your policy before an incident happens.  

We review your policy wording.
Subtle differences in wording can create gaps you didn’t even know were there. Identifying gaps early can save a lot of headaches later.  We are always testing out policy wordings with real scenarios to make sure they are fully up to date and responsive to the latest challenges.