Personal Cyber Insurance protection
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Personal Cyber Insurance protection
Technology is playing a bigger role in family life and we are all much more interconnected, but technology is also creating new online risks and exposing individuals and families to cyber risks.
With the increasing sophistication of cyber cybercriminals attacks leading to a dramatic rise in cyber incidents it is no longer a conversation of ‘if’ but ‘when’ you will be exposed.
Personal Cyber insurance offers high-net-worth individuals and families important protection and benefits, including:
- Financial protection from theft, fraud, and extortion, and may include ransom payments.
- Expert access to cybersecurity experts, legal advisors, and forensic analysts.
- Legal and regulatory help with legal fees and regulatory compliance costs.
- Reputation management through public relations support and costs for notifying affected parties.
- Risk management tools and training to improve cybersecurity and prevent future incidents.
- Responds to anti-social behaviour through cyberbullying, cyberstalking and cyber harassment
- Peace of mind and boosting confidence in your cyber incident response handling following a cyber incident.
The true value of a Personal Cyber Insurance policy is realised in the event of a suspected or known incident.
Immediate triage of the cyber event by an experienced breach coach, access to cyber specialist such as forensic IT experts, legal and public relations support and a coordinated incident response plan are critical to mitigate the impact.
If you would like more information on Personal Cyber Insurance or are interested in a quotation for cover, please contact your dedicated Howden Private Client broker. We are here to help.

Personal Cyber Insurance
Over the last decade, technology has permeated every aspect of our lives, bringing ease and efficiency but also increasing our digital dependency. This shift has exposed us to new risks that we may not fully understand or control.
Our individual digital footprint, now stored 'in the cloud,' has become a prime target for cybercriminals, leading to a rise in virtual crime.
As households expand their use of IT and digital devices, it is crucial to maintain cyber awareness and education to recognise and manage these risks. Despite practicing conservative online habits, the threat of cybercrime remains and can have severe financial, emotional, social and professional impacts.
Personal cyber insurance offers a safety net, helping households and individuals manage the risks associated with cyber incidents.
Get in touch with the team

