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Childcare centre insurance
For providers of early childhood education, care or related services
A unique offering for early education centres of all sizes
If you provide childcare, early education or related services, having the right insurance is essential to protect you from legal, financial, and operational risks. It also helps create a safe and trustworthy environment for children, provides peace of mind for parents, and supports your professional credibility.
Our tailored insurance and risk solutions are designed to meet your unique needs, offering great value and a seamless quoting and renewal process. Our dedicated team is here to provide expert advice and ensure you receive the coverage you need.
Howden offers a leading-edge solution for early education centres through a discretionary trust arrangement, rather than traditional insurance products, which do not provide ancillary benefits to insurance subscribers.
Property Damage and Business Interruption cover
- Cover for fire & perils, water damage & flood
- Cover for machinery breakdown & spoilage of stock
- Cover for accidental damage, malicious damage & theft
- Cover for business interruption
Combined Public & Products Liability, Professional Indemnity and Personal Accident Insurance
- A $20,000,000 limit issued on an occurrence basis of indemnity for Public & Products Liability and Professional Indemnity Insurance.
- Includes sexual molestation cover and all additional limits of insurance required to be compliant with the Childcare National Law & Regulations.
- Broadform policy wording.
- Personal Accident cover for children and volunteers.
Benefits of working with Howden
- A single point of contact for expert advice
- A dedicated claims team
- A no obligation insurance review and quote process
- Health check on your existing policies and recommendations for any gaps in your current program
- A simple quote and renewal process
We can also assist you with obtaining cover for the following areas:
- Management Liability Insurance
- Workers' Compensation
- Commercial Property Owners Insurance
- Cyber Liability Insurance
- Commercial Motor Insurance
