Alternative Risk Management Services Pty Ltd - Target Market Determinations and Product Disclosure Statements

As part of the product design and distribution obligations, issuers of financial products (such as Alternative Risk Management Services Pty Ltd in the case of discretionary trusts) are required to create a Target Market Determination for products that require a Product Disclosure Statement.

Please see below Target Market Determinations and certain Product Disclosure Statements relevant to Alternative Risk Management Services Pty Ltd discretionary trusts:

The discretionary trusts are issued by the trustee, Alternative Risk Management Solutions Pty Ltd (ABN 70 649 963 191, AFSL 530893) (“ARMS”). Any advice in relation to the discretionary trusts is provided by Howden Insurance Brokers (Australia) Pty Ltd (ABN 79 644 885 389, AFSL 539613) (“Howden”). ARMS and Howden are part of Howden Pacific Holdings Pty Ltd (ABN 14 652 850 514) which is owned by Howden Broking Group Limited (UK). The cover provided by the discretionary trusts is subject to the trustee’s discretion and/or the relevant policy terms, conditions and exclusions. This website contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire a product, refer to the specific policy wordings and/or Product Disclosure Statements available from ARMS and/or Howden on request. The respective roles of ARMS, Howden and their authorised representatives can be found in ARMS’ and Howden’s Financial Services Guide.