Private Clients

At Private Clients, our focus is to help protect individuals and families. Our approach is designed around you. We take complexity out of insurance by understanding your risk profile then designing an insurance portfolio that allows you the freedom to enjoy your lifestyle - all the while making sure your world is covered.

Personal insurance solutions

  • Home and contents including holiday homes and investment properties
  • Jewellery
  • Fine art, wine and other collections
  • Luxury and classic motor vehicles
  • Pleasure craft and yachts
  • Travel insurance
  • Personal cyber
  • Private legal expense
Howden Private Clients

A personal approach

Our insurance and risk management services are expertly provided so you receive a high level of personal service, with assured confidentiality.
We take the time to understand your unique situation through a personal risk analysis and custom appraisals, before designing a price competitive, comprehensive and bespoke insurance solution.

Private Clients Brochure

Are you covered?

Take advantage of having a fresh-eyed approach to your personal insurance portfolio. We offer a no-obligation insurance health check for coverage suitability, structure and pricing competitiveness.


Private Legal Expense Insurance

Find out more about how to get a quote and cover online for Private Legal Expense Insurance.

Household insurance

Household insurance

Howden always strive to provide a suite of personal insurance that is best is suited to your demands, needs and requirements. We do this by taking time to understand what is important to you.

Our team can arrange the following coverages for the discerning client:

• Primary residence and holiday home (local and overseas)
• Investment property
• General contents
• Fine art
• Valuables including jewellery, watches and wine

Our services include:

A no-cost and no-obligation review of your existing personal insurance arrangements.

Guidance and advice on risk management - with particular focus on security, property maintenance and adequacy of reinstatement costs.

Property appraisals – we facilitate surveys and client appraisals to assist clients in getting the correct values. 

Valuations - we can also assist with valuation services for your fine art and valuables including jewellery, watches and wine.

Client service - we offer on site visits to new and existing clients, and we can deal with our clients in the way that most suits them, whether it be by phone, email or face-to-face. Our service proposition is set by your agenda.

Claims support – we offer in house claims support to advocate on your behalf during a claim. 

Fine art, jewellery and collectibles

Fine art, jewellery & collectibles

There should be no compromise on protecting your valuable assets.

We arrange cover for the objects you treasure the most, whether that is art, jewellery, fine art, sports memorabilia, wine or anything else of particular value.

Our team advise on insurance’s role in the overall risk management of your collection as well as provide competitive rates and access to related services.

Prestige & classic car insurance

Prestige & classic car collections

We help find competitive and comprehensive insurance solution for high value , classic cars , specialist vehicles and motor cycle collections.
For clients who require insurance protection for their collections, we can provide a solution for you. Insurance for car collectors includes:
• Agreed values
• Repairer of your choice
• Flexible mileage options
• Competitive pricing

Our team have extensive experience and knowledge in providing the right insurance for your collection.

Home building calculator

Residential calculator toolbox

Visit our toolbox to help calculate building value and contents for residential properties.


"I was referred to Thomas and the team at Howden Insurance Brokers after becoming dissatisfied with my existing broker. I have been extremely happy with the service provided by Thomas, he is professional, knowledgeable and knows general insurance policies and procedures inside out.

When reviewing my portfolio of insurances, he firstly spent the time upfront to ensure he understood all of the policies that we currently held and why they were in place. We reviewed the levels of cover to ensure they were appropriate for this like replacement value in case we had to rebuild our house.

Thomas was able to recommend several strategies that saw our insurance premiums reduce by combining cars on one policy and speaking to underwriters about we were using our cars. I wouldn't hesitate in recommending Thomas to anyone looking for a professional broker to work with over the longer term."

Casey Sugden, Divisional General Manager, Ebix Australia


"5 Stars. The thorough research conducted by Thomas and the Howden team was top class. No stone was left unturned, to find me the most comprehensive cover needed for my complex insurance needs. I feel safe and confident with these guys in my corner. I can’t recommend Howden and Thomas highly enough”.

Justin James, Bigger Agency


Talk to us today

Photo of Thomas Wright


Thomas Wright

Senior Associate Private Clients
Photo of Thomas Wright

Thomas Wright

Senior Associate Private Clients

I am passionate about protecting clients lifestyles and their most valued personal assets.

T 0458 966 950
E [email protected]

Thomas Wright brings over 12 years of broking experience with 9 years specialising in private clients insurance. Having previously worked both in London and Sydney at major broking firms, he has an in-depth knowledge of managing corporate executives, high-net-worth and ultra-high-net-worth individuals and families.

Thomas provides his clients with considered insurance solutions and a personalised service, drawing on his technical knowledge. Thomas is passionate about providing outstanding client experiences putting client’s needs first by taking the time to get to know you and your priorities helping to deliver tailored insurance solutions for client’s high-value assets.

Ready when you are

Let's talk...

(+61) 1300 904 503

We'll put you in touch with the person best equipped to help.

Talk to us today

Call us on 1300 904 503 or send us a message and we'll get back to you.

Howden Insurance Brokers Australia
Head Office
Level 23
20 Bond Street
Sydney NSW 2000

Melbourne office
Gateway, Suite 3, Level 12 Podium,
530 Collins Street
Melbourne VIC 3000

Main Howden Line: 1300 904 503
Fire Rescue Victoria: 1300 528 126
RealtyProtect: 1300 406 877
Netball: 1300 420 370
Tennis: 1300 219 461
Claims: 1300 375 723

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