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Private Clients
At Private Clients, our goal is to protect individuals and families. We tailor our approach to meet your specific needs. By understanding your risk profile, we simplify insurance and create a personalised portfolio that lets you enjoy your lifestyle with the assurance that you’re well covered.
Personal insurance solutions
- Home and contents including holiday homes and investment properties
- Jewellery
- Fine art, wine and other collections
- Luxury and classic motor vehicles
- Pleasure craft and yachts
- Travel insurance
- Personal cyber
- Private legal expense
A personal approach
Our insurance and risk management services are delivered with a high level of personal attention and assured confidentiality. We begin by conducting a detailed personal risk analysis and custom appraisal to understand your unique situation. Then, we design a comprehensive, bespoke insurance solution that is both competitive in price and tailored to your needs.
Are you covered?
Take advantage of a fresh perspective on your personal insurance portfolio. We offer a no obligation insurance health check to assess coverage suitability, structure and pricing competitiveness.
Private Legal Expense Insurance
Find out more about how to get a quote and cover online for Private Legal Expense Insurance.
Personal Cyber Insurance
Over the last decade, technology has permeated every aspect of our lives, bringing ease and efficiency but also increasing our digital dependency. This shift has exposed us to new risks that we may not fully understand or control.
Our individual digital footprint, now stored 'in the cloud,' has become a prime target for cybercriminals, leading to a rise in virtual crime.
As households expand their use of IT and digital devices, it is crucial to maintain cyber awareness and education to recognise and manage these risks. Despite practicing conservative online habits, the threat of cybercrime remains and can have severe financial, emotional, social and professional impacts.
Personal cyber insurance offers a safety net, helping households and individuals manage the risks associated with cyber incidents.
Household insurance
At Howden, we are committed to offering a range of personal insurance solutions tailored to meet your specific needs and preferences. We achieve this by taking the time to understand what matters most to you.
Our team can assist with obtaining the following cover:
• Primary residence and holiday home (local and overseas)
• Investment property
• General contents
• Fine art
• Valuables including jewellery, watches and wine
Our services include:
No-cost insurance review: A thorough, no-obligation review of your existing personal insurance arrangements.
Risk management guidance: Expert advice on risk management, focusing on security, property maintenance and the adequacy of reinstatement costs.
Property appraisals: Facilitation of surveys and appraisals to ensure your property values are accurate.
Valuation services: Assistance with valuing fine art and valuables, including jewellery, watches and wine.
Client service: Personalised service with on-site visits for new and existing clients. We accommodate your preferred method of communication, whether by phone, email or face-to-face, setting our services to your agenda.
Claims support: In-house support to advocate on your behalf throughout the claims process
Fine art, jewellery & collectibles
There should be no compromise when it comes to protecting your valuable assets.
We arrange cover for the items you cherish most, whether they are art, jewellery, sports memorabilia or any other valuable.
Our team provides experts advice on how insurance fits into the overall risk management of your collection.
Prestige & classic car collections
We specialise in finding competitive and comprehensive insurance solutions for high-value and classic cards, specialist vehicles and motorcycles collections. For clients seeking protection for their vehicle collections, we offer tailored insurance solutions that include:
• Agreed values
• Repairer of your choice
• Flexible mileage options
• Competitive pricing
Our team brings extensive experience and expertise to ensure you receive the best insurance coverage for your collection.
Residential calculator toolbox
Visit our toolbox to help calculate building value and contents for residential properties.
Testimonials
"I was referred to Thomas and the team at Howden Insurance Brokers after becoming dissatisfied with my existing broker. I have been extremely happy with the service provided by Thomas, he is professional, knowledgeable and knows general insurance policies and procedures inside out.
When reviewing my portfolio of insurances, he firstly spent the time upfront to ensure he understood all of the policies that we currently held and why they were in place. We reviewed the levels of cover to ensure they were appropriate for this like replacement value in case we had to rebuild our house.
Thomas was able to recommend several strategies that saw our insurance premiums reduce by combining cars on one policy and speaking to underwriters about we were using our cars. I wouldn't hesitate in recommending Thomas to anyone looking for a professional broker to work with over the longer term."
Casey Sugden, Divisional General Manager, Ebix Australia
"5 Stars. The thorough research conducted by Thomas and the Howden team was top class. No stone was left unturned, to find me the most comprehensive cover needed for my complex insurance needs. I feel safe and confident with these guys in my corner. I can’t recommend Howden and Thomas highly enough”.
Justin James, Bigger Agency
Talk to us today
Thomas Wright
Thomas Wright
Senior Associate Private Clients
I am passionate about protecting clients lifestyles and their most valued personal assets.
Thomas Wright brings over 12 years of broking experience with 9 years specialising in private clients insurance. Having previously worked both in London and Sydney at major broking firms, he has an in-depth knowledge of managing corporate executives, high-net-worth and ultra-high-net-worth individuals and families.
Thomas provides his clients with considered insurance solutions and a personalised service, drawing on his technical knowledge. Thomas is passionate about providing outstanding client experiences putting client’s needs first by taking the time to get to know you and your priorities helping to deliver tailored insurance solutions for client’s high-value assets.
Chantel Gonzalez
Chantel Gonzalez
Senior Associate Private Clients
Chantel is a skilled Senior Associate with 13 years broking experience. Having worked across both retail and wholesale broking she has a thorough understanding across a range of insurance classes with both private and commercial clients.