Data analytics for informed decisions

Collecting, analysing and truly understanding the right data is the single most important factor in exploring alternatives to insurance

Any innovative alternative risk solution needs to be based firmly on the facts, so the right advisor is the one with the right data.

Howden offers you the most advanced data science capability in the broking sector. We’ve invested millions of dollars into our data engine, and have a large team of data scientists ready to get answers to the big questions.

To make alternative risk solutions work, you need to be able to think like an insurer:

• How will claims develop over time?
• How will this affect our liabilities?
• What capital position should we take? 
• How will we manage the risk?

Your investors need to know your risk is well managed. With our help, it will be comprehensive.

Our data, research and advisory services:  

• Actuarial/risk pricing
• Reserving/capital modelling
• Risk transfer structures
• Catastrophe modelling
• Portfolio modelling 
• Communications with rating agencies and investors

Research that’s always useful  

As you increase your stake in the risk management game, you’ll be interested in our insurance market insights.  

• Market and macro-economic trends
• Insurance pricing
• Drivers of premium growth and pricing trends
• Projections for claims and pricing including extraordinary events (for example, pandemics)
• Catastrophic loss information
  
   

Our market-beating analytical offering provides unparalleled data, insights, tools and talent