
Different by design
It's not enough to have an encyclopaedic knowledge of cyber insurance or have a knack for technology. You have to be experts in both, which is exactly what we are.
Our team is made up of subject-matter specialists in a range of areas, including engineers, wording experts, claims, and broking. If a discipline can help us deliver better results, we’ll go out of our way to become experts in it.
But beyond our aptitude, the Howden difference is about attitude.
Our goal is to deliver the best possible outcome for our clients, every single time. It's that simple. And whatever we need to do to achieve that, we'll do.
If there's a better solution, we'll create it.
If technology can change the game, we'll design and build it.
And when we're faced with the most complex problems the market can offer, we solve them.
We're Howden Cyber. Disrupting cyber insurance to drive change and choice.


The future of cyber insurance is being shaped by those who lead with innovation, expertise and passion.
What we do
Measure
Minimise
Monitor
From cyber risk to cyber insurance
Cyber insurance, also known as Cyber security or Cyber liability insurance, is protection for your business from illegal attacks to access your organisations’ data or to disrupt their operations for criminal, espionage, politics or simply for mischief.
No matter how robust your IT security protocols are, they cannot prevent human error, and all it takes is for one person to make one mistake.
With businesses increasingly relying on technology to drive core objectives, the risk of losing money and data, or technology being denied or failing due to accidental or malicious interference has never been greater. So, to keep up with the digital age, insurance evolved to remain relevant to what has fast become the top concern for most businesses globally - their cyber risk
Business leaders without a well-thought-out strategy around cyber protection are effectively gambling with all their funds to develop their business. Or depending on your cash reserves, your very survival.
- 24/7 crisis panel to deliver support in the event of a problem
- Court attendance, PR costs, subsidised IT risk management
- Cyber liability
- Privacy liability
- Media liability (usually online only)
- Regulatory investigations and fines, where insurable
- Incident response costs (forensics, credit monitoring, PR, notification)
- Cost to repair
- Business interruption
- Increased cost of working
- E-theft (virus/hacking)
- E-extortion
Protecting clients against the fallout of malicious attacks and accidental events.
Benefits of a global practice with local expertise
Our global operation allows us to deliver the same exacting standards of service and expert knowledge everywhere, for every client, every single time.
Customised coverage
Reduce the risk of any gaps, overlaps or disparities across multiple territories.
Reduce complexity and costs
Manage and administer insurance portfolios from one central point of contact.
Manage legal issues across jurisdictions
Helping clients better manage their legal and regulatory compliance across multiple territories.
Operate at speed
We help our clients improve their ability to react quickly to any incidents or claims.
Your local cyber expert
