Food & Beverage

Insurance pricing volatility has had a profound effect on Food & Beverage organisations. We work with clients to navigate these challenges, providing access to global and specialist insurance markets as well as considering non-traditional insurance capital such as captives, Protective Cell Captives and Parametric solutions.

Influencing investment decisions, and long-term viability, with increased exposure to natural catastrophes and shifting climate patterns. Sustainability initiatives are reshaping risk profiles, requiring new ways to adapt. We provide analysis and solutions to assist clients to understand climate risk and how they can de-risk this from their balance sheet.

Worker shortages and skill gaps plague the industry, creating operational strain and heightened workplace safety risks. Across Workers’ Compensation, Employee Benefits & Wellbeing, Injury Management, and Health & Safety, Howden is able to deliver a ‘complete picture’ of our clients’ people risk profiles.

The rapid adoption of automation in the industry is improving efficiency but introducing new risks. As technology reshapes processes and workforce demands, businesses must adapt. We assist with educating organisations’ as to what are the new risks they face and how they can stay ahead of the curve in identifying and responding to these.

We understand the need for organisations in the Food & Beverage industry to stay focused on their risk management framework and risk improvement journey. Through valuations, risk engineering, supply chain analysis and pre/post loss analysis services, we will partner with you to build future-ready risk management frameworks. 

Howden M&A works with the world’s largest investors and their advisors, harnessing the power of the global insurance market to help clients grow and achieve their strategic objectives. In an industry that sees significant investment we work with organisations on all facets of the M&A process, including acquisitions and divestments and the purchase/development of both brownfield and greenfield sites.

An emerging challenge to the Food & Beverage industry is the rise of cyber-attacks on operational technology (OT), with significant potential to disrupt production and damage critical physical equipment. Howden is working with organisation to understand these challenges and to explain the subtle difference in cyber insurance available in the market.

While offering efficiency and scalability, Contract Manufacturing introduces significant risks around compliance, liability, and business continuity. We aid in understanding the complexities of these arrangements and how insurances interplays with contractual obligations.

Incidents can severely damage brand reputation and cause significant financial and operational costs. With recall frequency in Australia increasing, Howden is here to assist in helping clients understand the key risks associated with a recall and how organisations can improve their preparedness.