Supporting your employees & business

Supporting your employees & business
Organisations are strategically reviewing their employee value propositions to deliver impact and better align with their environmental, social and governance (ESG) obligations.
Howden’s uniquely positioned people risk business is delivering on these challenges through the four key pillars of wellbeing framework: physical, mental, social and financial.
Supporting greater financial wellbeing
There are a number of strategies available to organisations to help support their employees, including:
Employee Benefit Insurance
- Salary Continuance Insurance (Income Protection)
- Group Life and TPD Insurance
- Health Insurance – Private Health Insurance and International
Workplace Superannuation
- Provider selection
- Provider management
- Employee engagement
Financial Wellness services
- Tailored education programs
Voluntary Employee Benefit Insurance
- Discounted Life and Health Insurance
Why partner with Howden?
Best of market premium rates
Lower insurance premiums through our focus on risk management and broking capabilities.
Right information
Confidence in your decision making resulting from a deeper understanding of your organisation’s needs.
Smarter decisions
Forward thinking strategic insights from the team shaping the industry
Strategic approach
A whole of people risk approach through alignment of workplace & non-workplace risks driven by data analytics.
Howden Australia are a specialist people risk adviser and broker for Australian businesses. Our expert brings an average of 20 years’ experience across employee benefits, superannuation, workers’ compensation, wellness and safety.
Meet the team

Chris Sinclair

Chris Sinclair
Head of Employee Benefits & Wellbeing
As the Head of Group Risk it is my role to better protect businesses and their people against the increasing impact of non-workplace illness & injury.
Chris leads our Employee Benefits & Wellbeing practice, specialising in Group Life, Salary Continuance Insurance and financial wellbeing. Chris has worked in the life Insurance and people risk consulting for over 18 years, both in Australia and overseas. Prior to joining Howden, Chris led the Group Risk practice for Marsh, working with many of Australia’s largest organisations.

Lyndall Ridley

Lyndall Ridley
Partner, Employee Benefits & Wellbeing
I help our clients to have confidence in the way they manage the risks associated with non-workplace illness and injury.
Lyndall has over 20 years’ of Life & Disability insurance with 15+ years with global broking houses. Lyndall has worked on all areas of insurance consulting and broking including program design, market negotiation, transition and placement of insurance programs across a variety of industries and size (SME, middle-market and large accounts).

Stephen Wood

Stephen Wood
Partner, Employee Benefits & Wellbeing
Stephen works with employers on the design, development and delivery of default superannuation plans, group insurance and financial wellness programs in the workplace. From his extensive experience working in the financial services sector, he helps clients understand and address the need for holistic financial wellness in the workplace.
Workplace superannuation and group insurance are excellent platforms to deliver financial wellness initiatives.