Marine & Transportation risks

We handle any aspect of Marine Risk

The best-known elements of Marine Risk coverage are Marine Cargo Insurance and Marine Hull Insurance. At Howden, we offer these and a host of other, complementary covers for clients in the Marine and Transportation sectors.

Working with some of the biggest players in Asia and internationally, we handle any aspect of marine risk, regardless how large or complex.

Who needs Marine Insurance?

  • Companies that frequently distribute goods 
  • Contractors who require equipment or goods that must be transported
  • Ship owners, operators, and vessel charterers 
  • Forwarder companies
  • Companies with a large volume of stock

We are experts in arranging Marine Risk insurance products, including:

Marine Cargo
Protection for loss or damage to goods transported by sea, land or air.

Marine Hull
Protection against physical loss/damage to the hull, machinery, and everything connected to the vessel. Some underwriters also offer additional cover against loss and damage due to terrorism, business interruption, third-party liability and other specified perils. 

Protection and Indemnity (P&I) 
Cover for shipowners, operators, and charterers for third-party liabilities encountered in the operation of vessels. The main risks covered are liabilities, expenses, and costs for perils including:

  • Loss of life
  • Injury and illness of crew, passengers and other persons
  • Cargo loss, shortage or damage
  • Collision
  • Damage to docks, buoys and other fixed and floating objects
  • Wreck removal 
  • Pollution

Freight Forwarder Liability 
Protection to freight forwarder from legal liability due to loss or damage suffered by a third party caused by freight forwarder business activity. Liability starts from the time of collection from consignor until the time of delivery. 

Common coverage consists of:  

  • Cargo and related liabilities cover 
  • Third-party legal liability 
  • Liability for fines and duty 
  • Claims expenses 

Stock Throughput 
Protection against loss or damage to goods being transported by land, sea, or air, and also protection for the goods while in storage as stock. 

Container Insurance
Covers against loss or damage to the container itself while goods are being transported. Some underwriters limit the coverage to cover just when the container is at sea (Risk At Sea).

Get in touch

Let's talk...

+62 21 2939 4900

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Call us on +62 21 2939 4900 or drop us a quick message and we'll get back to you asap

Visit us at: Millennium Centennial Center, 33rd Floor, Jl. Jend. Sudirman Kav.25, Jakarta 12920

Meet the team

Photo of Firman Amersyah


Firman Amersyah

Senior Vice President
Photo of Firman Amersyah

Firman Amersyah

Senior Vice President

Firman joined Howden in December 2013 as Assistant Vice President in the Strategic Business Development. He is responsible to develop the business strategically across the company. Part of his responsibility is to develop initiatives towards clients.

Prior to joining Howden, Firman worked at Aon as Manager at Corporate Risks Services Division, where handle various major clients as well as Lippo group business. Part of his focus is also to develop affinity initiatives with corporate risks services. Previously, he also worked for JLT to handle corporate and industrial clients for 4 years and prior to that he was working for one of the major bank in Bandung, Panin Bank as internal auditor. He has more than 7 years experience.

Firman graduated from Bina Nusantara University, majoring in computerized accounting. He has just completed one of the professional qualifications from ANZIIF, CIP, Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).

Photo of Ega Napitupulu


Ega Napitupulu

Senior Vice President
Photo of Ega Napitupulu

Ega Napitupulu

Senior Vice President

Since 2010, Ega was part of Business Development team of previous company prior to the acquisition of Howden. Following the restructuring Ega finds her passion to lead corporate and industry team as Assistant Vice President. Part of her responsibility is also to re-initiate marine focus.

Ega had previously working for an insurance company, Asuransi Sinar Mas for 13 years, where she led to grow major risks. She has over 15 years’ experience in the insurance industry,

She has extensive knowledge and experience in Property & Industrial Risks Insurance, Commercial General Liability, and Motor Vehicle.

Ega Graduated from Universitas Trisakti, majoring in Economics. She holds also few professional insurance qualifications, Ajun Ahli Asuransi Kerugian-Indonesia (AAAI-K), Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).