
Let’s face it — great health is great for business.
When your people feel good, they do great work. That’s why more and more businesses are investing in health and wellbeing — not just because it’s the right thing to do, but because it drives real results.
At Howden, we help you take a proactive approach to employee health. Fewer absences. More engagement. A culture where people feel supported, seen, and able to thrive. Whether you’re offering healthcare benefits for the first time or rethinking your current setup, we’ll guide you through every step with independent, expert advice tailored to your business, your people, and your budget.

Your business goals + your culture + our expertise
We don’t believe in a ‘one size fits all’ approach to employee benefits. Your group healthcare insurance plan should align directly with your goals as a company. And, as part of your wider employee benefits plan, it should be a true reflection of the unique culture you’ve built as a business.
That’s why we start by taking the time to really understand your business at the start. By putting ourselves in your shoes first, we can gain a thorough understanding of your specific needs, and what we can do to ensure your group health insurance plan delivers value for your spend.
Meet the team

Firman Amersyah

Firman Amersyah
Senior Vice President
Firman joined Howden in December 2013 as Assistant Vice President in the Strategic Business Development. He is responsible to develop the business strategically across the company. Part of his responsibility is to develop initiatives towards clients.
Prior to joining Howden, Firman worked at Aon as Manager at Corporate Risks Services Division, where handle various major clients as well as Lippo group business. Part of his focus is also to develop affinity initiatives with corporate risks services. Previously, he also worked for JLT to handle corporate and industrial clients for 4 years and prior to that he was working for one of the major bank in Bandung, Panin Bank as internal auditor. He has more than 7 years experience.
Firman graduated from Bina Nusantara University, majoring in computerized accounting. He has just completed one of the professional qualifications from ANZIIF, CIP, Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).

Erick Silalahi

Erick Silalahi
Vice President
Erick joined Howden in September 2013 as Assistant Manager in the Strategic Business Development. Having been promoted in January 2016 as business manager. He was given a new role to lead Employee Benefits effective from June 2016. He is responsible for client servicing in Employee Benefits area and making sure to meet our client expectations.
Prior to joining Howden, Erick worked with Aon for 2 years as Account Executive and responsible for new business and existing client development for global and referral business Aon worldwide. Previously, He also experienced working for insurance companies. He has overall more than 8 years experience in the industry.
Erick graduated from STIMRA Trisakti and currently pursuing professional qualifications in insurance broking. He holds professional qualification Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).

Yolanda Ulfa

Yolanda Ulfa
Business Manager
Yola joined Howden in January 2017 as Assistant Manager in Employee Benefits division. She is responsible for expanding and client servicing in Employee Benefits area and making sure to meet our client expectation.
Prior to joining Howden, Yola worked for one of big insurance broker company, PT Jardine Lloyd Thompson.
Yola also holds professional qualification Ahli Pialang Asuransi dan Reassurance Indonesia (APAI). Yola also qualified at Level 5 for professional Insurance Broker certification based on Indonesian regulation.