Benefits for small businesses

Specialist benefit solutions for less than 10 employees

Support every step of the way

We understand the unique challenges small businesses face. That’s why we specialise in bespoke employee benefits, tailored to meet your specific needs and budget.

Our clear, straightforward advice and cost-effective solutions make it easy for you to attract and retain top talent. With our ongoing support, you can focus on growing your business while we take care of your employee benefits.

Trust us to deliver exceptional benefits that work seamlessly for your team, your goals, and your budget.

Small Business Solutions

Small Business Solutions is a team of consultants specialising in working with small businesses to provide tailored solutions that make a real impact. We understand the unique challenges small businesses face and are here to offer expert advice and support. As your trusted adviser, we simplify the process, helping you find the right options and ensuring everything runs smoothly.

Management System in Your Small Business Operations

Exclusive Group Private Medical Insurance package

We’ve partnered with a leading Private Medical Insurance provider to offer small businesses an exclusive package. This includes additional benefits designed to support the wellbeing of your people, not just those covered under the policy.

Workplace pension scheme for smaller businesses

As an employer in Indonesia, it's your responsibility to ensure that the workplace pension scheme you offer is suitable for both your employees and your business.  Offering your employees the opportunity to contribute to a private pension scheme can help them better prepare for retirement, no matter how old they are now.

We know that financial education can be the difference between a comfortable older age and a difficult retirement. That’s why we offer targeted workshops to clients’ employees of all ages.

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Want benefits that work as hard as you do? Get in touch today.

Meet the team

Photo of Firman Amersyah

Firman Amersyah

Senior Vice President
Photo of Firman Amersyah

Firman Amersyah

Senior Vice President

Firman joined Howden in December 2013 as Assistant Vice President in the Strategic Business Development. He is responsible to develop the business strategically across the company. Part of his responsibility is to develop initiatives towards clients.

Prior to joining Howden, Firman worked at Aon as Manager at Corporate Risks Services Division, where handle various major clients as well as Lippo group business. Part of his focus is also to develop affinity initiatives with corporate risks services. Previously, he also worked for JLT to handle corporate and industrial clients for 4 years and prior to that he was working for one of the major bank in Bandung, Panin Bank as internal auditor. He has more than 7 years experience.

Firman graduated from Bina Nusantara University, majoring in computerized accounting. He has just completed one of the professional qualifications from ANZIIF, CIP, Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).

Photo of Erick Silalahi 

Erick Silalahi 

Vice President
Photo of Erick Silalahi 

Erick Silalahi 

Vice President

Erick joined Howden in September 2013 as Assistant Manager in the Strategic Business Development. Having been promoted in January 2016 as business manager. He was given a new role to lead Employee Benefits effective from June 2016. He is responsible for client servicing in Employee Benefits area and making sure to meet our client expectations.

Prior to joining Howden, Erick worked with Aon for 2 years as Account Executive and responsible for new business and existing client development for global and referral business Aon worldwide. Previously, He also experienced working for insurance companies. He has overall more than 8 years experience in the industry.

Erick graduated from STIMRA Trisakti and currently pursuing professional qualifications in insurance broking. He holds professional qualification Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).

Photo of Yolanda Ulfa

Yolanda Ulfa

Business Manager
Photo of Yolanda Ulfa

Yolanda Ulfa

Business Manager

Yola joined Howden in January 2017 as Assistant Manager in Employee Benefits division. She is responsible for expanding and client servicing in Employee Benefits area and making sure to meet our client expectation.

Prior to joining Howden, Yola worked for one of big insurance broker company, PT Jardine Lloyd Thompson.

Yola also holds professional qualification Ahli Pialang Asuransi dan Reassurance Indonesia (APAI). Yola also qualified at Level 5 for professional Insurance Broker certification based on Indonesian regulation.