
Employee benefits for SMEs
Specialised support and benefit solutions tailored for businesses with 10 to 100 employees
Employee benefits that attract and retain talent
Delivering a competitive employee benefits programme can be an effective way of attracting and retaining the best talent, as well as helping you build a happier, healthier and more productive team.
However, as an SME, it can be challenging to handle the shifting regulations and the complex range of options in today’s employee benefits market.
Our specialist consultants will work with you to create a benefits programme that reflects your unique company culture and fully aligns with your business and people goals.
Employee benefits that align with your business goals
We don’t believe in a one size fits all approach to employee benefits.
That’s why our priority from day one is building a deep understanding of your business and your culture, and what you want your employee benefits programme to help you achieve.
Once we understand the specific goals you’re working towards, we’ll conduct a thorough audit of the existing employee benefits market on your behalf, to help identify the provider best suited to your business.
Then, we’ll help you design a measurable, cost-effective benefits plan that aligns with your objectives and delivers the benefits your employees are most likely to value.


Let’s energise your employee benefits
At Howden, we’re passionate about helping businesses like yours create benefits programmes that are more than just a cost - they’re a strategic investment in your people and your business’s future.
If you’re ready to rethink your employee benefits contact us today to find out how we can help you energise your employee benefits programme and create a workforce that’s motivated, engaged, and able to perform at their best.
Meet the team

Firman Amersyah

Firman Amersyah
Senior Vice President
Firman joined Howden in December 2013 as Assistant Vice President in the Strategic Business Development. He is responsible to develop the business strategically across the company. Part of his responsibility is to develop initiatives towards clients.
Prior to joining Howden, Firman worked at Aon as Manager at Corporate Risks Services Division, where handle various major clients as well as Lippo group business. Part of his focus is also to develop affinity initiatives with corporate risks services. Previously, he also worked for JLT to handle corporate and industrial clients for 4 years and prior to that he was working for one of the major bank in Bandung, Panin Bank as internal auditor. He has more than 7 years experience.
Firman graduated from Bina Nusantara University, majoring in computerized accounting. He has just completed one of the professional qualifications from ANZIIF, CIP, Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).

Erick Silalahi

Erick Silalahi
Vice President
Erick joined Howden in September 2013 as Assistant Manager in the Strategic Business Development. Having been promoted in January 2016 as business manager. He was given a new role to lead Employee Benefits effective from June 2016. He is responsible for client servicing in Employee Benefits area and making sure to meet our client expectations.
Prior to joining Howden, Erick worked with Aon for 2 years as Account Executive and responsible for new business and existing client development for global and referral business Aon worldwide. Previously, He also experienced working for insurance companies. He has overall more than 8 years experience in the industry.
Erick graduated from STIMRA Trisakti and currently pursuing professional qualifications in insurance broking. He holds professional qualification Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).

Yolanda Ulfa

Yolanda Ulfa
Business Manager
Yola joined Howden in January 2017 as Assistant Manager in Employee Benefits division. She is responsible for expanding and client servicing in Employee Benefits area and making sure to meet our client expectation.
Prior to joining Howden, Yola worked for one of big insurance broker company, PT Jardine Lloyd Thompson.
Yola also holds professional qualification Ahli Pialang Asuransi dan Reassurance Indonesia (APAI). Yola also qualified at Level 5 for professional Insurance Broker certification based on Indonesian regulation.