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Global talent, local needs
As more businesses in Indonesia expand across borders, the way we support employees must evolve too. Whether your people are working overseas, relocating temporarily, or living across multiple countries, one thing stays the same: they need reliable, flexible benefits that travel with them.
At Howden Employee Benefits, we help Indonesian organisations design international benefits that are compliant, cost-effective, and genuinely supportive—so your people can thrive, no matter where they’re based.
What international benefits can include
We build packages that reflect the needs of mobile teams across four key pillars of wellbeing:
Physical health
International healthcare insurance, access to global private GP services, maternity care, and security support.
Mental health
Virtual Employee Assistance Programmes (EAPs), counselling, and mental health support for remote or relocating teams.
Social wellbeing
Help with cultural adjustment, support for families, and resources to ease transitions abroad.
Financial protection
Life assurance, income protection, and critical illness cover—adapted for globally mobile employees.
Who it’s for
Our international benefits support a wide range of globally mobile employees, including:
- Expatriates on long-term assignments
- Remote or hybrid workers living abroad
- Business travellers and frequent flyers
- Employees with no fixed office or residence
- Individuals relocating for flexible work opportunities
- Teams in need of richer benefits or access to international healthcare
We make global benefits simple
Managing international benefits in Indonesia can be challenging—regulations change, costs fluctuate, and local expectations vary. That’s where we come in.
With access to a global network and local expertise, we help you stay compliant, control costs, and give your people the care they deserve.
Our support includes:
Regulatory and compliance guidance in every market
Strong insurer relationships to negotiate competitive rates
Access to virtual GP services, 24/7
Pre-assignment screenings and cultural support
Tailored solutions for group leavers or retirees
Dual local-and-international cover where needed
Cost control that works
International benefits don’t have to mean international prices.
We work with you to contain costs and improve ROI, through:
- Smart renewal strategies
- Claims analysis and reporting
- Targeted cost-saving measures
- Scalable solutions tailored to your global footprint
Why choose Howden?
We’re not just benefits experts—we’re your partners in people strategy. With an agile, people-first approach, we help you build a benefits programme that works for your global team and your local business goals.
Meet the team
Firman Amersyah
Firman Amersyah
Senior Vice President
Firman joined Howden in December 2013 as Assistant Vice President in the Strategic Business Development. He is responsible to develop the business strategically across the company. Part of his responsibility is to develop initiatives towards clients.
Prior to joining Howden, Firman worked at Aon as Manager at Corporate Risks Services Division, where handle various major clients as well as Lippo group business. Part of his focus is also to develop affinity initiatives with corporate risks services. Previously, he also worked for JLT to handle corporate and industrial clients for 4 years and prior to that he was working for one of the major bank in Bandung, Panin Bank as internal auditor. He has more than 7 years experience.
Firman graduated from Bina Nusantara University, majoring in computerized accounting. He has just completed one of the professional qualifications from ANZIIF, CIP, Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).
Erick Silalahi
Erick Silalahi
Vice President
Erick joined Howden in September 2013 as Assistant Manager in the Strategic Business Development. Having been promoted in January 2016 as business manager. He was given a new role to lead Employee Benefits effective from June 2016. He is responsible for client servicing in Employee Benefits area and making sure to meet our client expectations.
Prior to joining Howden, Erick worked with Aon for 2 years as Account Executive and responsible for new business and existing client development for global and referral business Aon worldwide. Previously, He also experienced working for insurance companies. He has overall more than 8 years experience in the industry.
Erick graduated from STIMRA Trisakti and currently pursuing professional qualifications in insurance broking. He holds professional qualification Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).
Yolanda Ulfa
Yolanda Ulfa
Business Manager
Yola joined Howden in January 2017 as Assistant Manager in Employee Benefits division. She is responsible for expanding and client servicing in Employee Benefits area and making sure to meet our client expectation.
Prior to joining Howden, Yola worked for one of big insurance broker company, PT Jardine Lloyd Thompson.
Yola also holds professional qualification Ahli Pialang Asuransi dan Reassurance Indonesia (APAI). Yola also qualified at Level 5 for professional Insurance Broker certification based on Indonesian regulation.