Austria
Belgium
Denmark
Estonia
Finland
France
Germany
Greece
Iceland
Ireland
Italy
Liechtenstein
Netherlands
Norway
Poland
Portugal
Spain
Sweden
Switzerland
Turkey
United Kingdom
Australia
Hong Kong
New Zealand
India
Indonesia
Japan
Malaysia
Philippines
Singapore
Thailand
Brazil
Chile
Colombia
Mexico
Peru
USA
Bahrain
Israel
Morocco
UAE
Saudi Arabia
Tanzania
Tailored, cost-effective solutions for growing multinationals
As businesses expand across borders, managing employee benefits becomes increasingly complex. From programme design to governance and administration, the challenge is finding a balance between global consistency and local relevance—all while keeping up with changing legislation, maintaining control of cost and engaging employees.
At Howden Employee Benefits, we specialise in helping emerging multinationals build benefits programs that work everywhere, for everyone. Whether you're just starting your global journey or refining an existing structure, we simplify the process, reduce administrative burdens, and ensure your benefits deliver real value to your people.
A smarter way to manage global benefits
Many businesses struggle with fragmented, country-by-country benefits solutions, leading to inefficiencies and unnecessary costs. In fact, 81% of multinational benefits leaders say global consistency is their top priority. That’s where we come in. We bring together global reach and deep local expertise, giving you the best of both worlds.
With our tailored approach, you can:
- Achieve global consistency while adapting to local needs
- Reduce costs by leveraging economies of scale
- Enhance employee engagement with meaningful benefits
- Simplify administration through smart, digital solutions we bring value and efficiency to your HR team
- Mitigate business risks by staying on top of changing benefits legislation
How we can help
Strategic advice & broking
Local knowledge, global reach
Smart digital solutions
Why choose Howden?
We’re not just another benefits provider—we’re a trusted partner, helping you build a strategy that’s right for your business and your people. With a growing global footprint and an agile approach, we deliver solutions that are cost-effective, scalable, and easy to manage.
Meet the team
Firman Amersyah
Firman Amersyah
Senior Vice President
Firman joined Howden in December 2013 as Assistant Vice President in the Strategic Business Development. He is responsible to develop the business strategically across the company. Part of his responsibility is to develop initiatives towards clients.
Prior to joining Howden, Firman worked at Aon as Manager at Corporate Risks Services Division, where handle various major clients as well as Lippo group business. Part of his focus is also to develop affinity initiatives with corporate risks services. Previously, he also worked for JLT to handle corporate and industrial clients for 4 years and prior to that he was working for one of the major bank in Bandung, Panin Bank as internal auditor. He has more than 7 years experience.
Firman graduated from Bina Nusantara University, majoring in computerized accounting. He has just completed one of the professional qualifications from ANZIIF, CIP, Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).
Erick Silalahi
Erick Silalahi
Vice President
Erick joined Howden in September 2013 as Assistant Manager in the Strategic Business Development. Having been promoted in January 2016 as business manager. He was given a new role to lead Employee Benefits effective from June 2016. He is responsible for client servicing in Employee Benefits area and making sure to meet our client expectations.
Prior to joining Howden, Erick worked with Aon for 2 years as Account Executive and responsible for new business and existing client development for global and referral business Aon worldwide. Previously, He also experienced working for insurance companies. He has overall more than 8 years experience in the industry.
Erick graduated from STIMRA Trisakti and currently pursuing professional qualifications in insurance broking. He holds professional qualification Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).
Yolanda Ulfa
Yolanda Ulfa
Business Manager
Yola joined Howden in January 2017 as Assistant Manager in Employee Benefits division. She is responsible for expanding and client servicing in Employee Benefits area and making sure to meet our client expectation.
Prior to joining Howden, Yola worked for one of big insurance broker company, PT Jardine Lloyd Thompson.
Yola also holds professional qualification Ahli Pialang Asuransi dan Reassurance Indonesia (APAI). Yola also qualified at Level 5 for professional Insurance Broker certification based on Indonesian regulation.