Corporate Businesses

The most sustainable large businesses understand the risks they face, and they mitigate against them. Whatever sector you work in - from Industrial to Retail and beyond - your business deserves the chance to succeed and grow. 

Insurance can protect your business from unforeseen disasters and everyday mistakes – yours, your clients’ or your suppliers’. It can also give you the security you need to take risks and grasp opportunities, without fear of failure.

Risk Management

At Howden, we invest time to get to know your business. Our corporate clients benefit from our loss-prevention risk management services, where we investigate your unique risk profile and help you to understand it. Once you understand the true risks you and your business face, you are in a better position to reduce the ones you can and protect yourself from the ones you can't.

As your broker, we help you choose tailored cover that truly meets your insurance needs - so you are paying for all the protection you need and none that you don't. We also help you minimise your risk with up-to-date advice on claims trends, risk management tools and insights. 

Policy Review

As part of our service for large businesses, we provide our client with a thorough policy review. We work with you to understand whether your current policies are the best fit for your potential risks - that is, whether your insurance will adequately protect you when you need it.

Large businesses face many varied risks. Luckily, our brokers are experts in protecting against them.

Our policy review service focuses on the products that will best protect you, including:

  • Property All Risks
  • Machinery Breakdown
  • Business Interruption following Property Damage or Machinery Breakdown Damage
  • Comprehensive General Liability
  • Environmental Liability
  • and more

Contract Review

Our large corporate clients work with many third parties, agencies, vendors, and contractors, but these relationships come with complex contracts and unique risks. We can assist our clients with contract review, helping them to analyse the costs and benefits of each agreement. This helps them grow their businesses more quickly and sustainably - choosing which risks to take on and which to limit against.

Personalised Insurance for Corporate Clients

As one of the biggest brokers in Indonesia, we serve clients across a broad range of sectors such as Energy (including Power, Oil and Gas), major manufacturing (such as downstream energy plants), and more.

All our clients are unique and our dedicated Business Development team is on-hand to curate a personalised service for each one. 

Howden can help you find the perfect combination of covers for your business. Take a look at our offering below, and if you don’t see what you’re looking for, get in touch. Our expert brokers are on-hand to assist. 

Get in touch

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+62 21 2939 4900

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Call us on +62 21 2939 4900 or drop us a quick message and we'll get back to you asap

Visit us at: Millennium Centennial Center, 33rd Floor, Jl. Jend. Sudirman Kav.25, Jakarta 12920

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Save time, cut risk

At Howden, we do all we can to take admin pressure off your in-house teams. Our client portal adds value to your risk management & insurance processes, by making them faster, more transparent & easier to manage.

Meet the team

Photo of Firman Amersyah


Firman Amersyah

Senior Vice President
Photo of Firman Amersyah

Firman Amersyah

Senior Vice President

Firman joined Howden in December 2013 as Assistant Vice President in the Strategic Business Development. He is responsible to develop the business strategically across the company. Part of his responsibility is to develop initiatives towards clients.

Prior to joining Howden, Firman worked at Aon as Manager at Corporate Risks Services Division, where handle various major clients as well as Lippo group business. Part of his focus is also to develop affinity initiatives with corporate risks services. Previously, he also worked for JLT to handle corporate and industrial clients for 4 years and prior to that he was working for one of the major bank in Bandung, Panin Bank as internal auditor. He has more than 7 years experience.

Firman graduated from Bina Nusantara University, majoring in computerized accounting. He has just completed one of the professional qualifications from ANZIIF, CIP, Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).

Photo of Ega Napitupulu


Ega Napitupulu

Senior Vice President
Photo of Ega Napitupulu

Ega Napitupulu

Senior Vice President

Since 2010, Ega was part of Business Development team of previous company prior to the acquisition of Howden. Following the restructuring Ega finds her passion to lead corporate and industry team as Assistant Vice President. Part of her responsibility is also to re-initiate marine focus.

Ega had previously working for an insurance company, Asuransi Sinar Mas for 13 years, where she led to grow major risks. She has over 15 years’ experience in the insurance industry,

She has extensive knowledge and experience in Property & Industrial Risks Insurance, Commercial General Liability, and Motor Vehicle.

Ega Graduated from Universitas Trisakti, majoring in Economics. She holds also few professional insurance qualifications, Ajun Ahli Asuransi Kerugian-Indonesia (AAAI-K), Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).

Photo of Meini Irawati


Meini Irawati

Assistant Vice President
Photo of Meini Irawati

Meini Irawati

Assistant Vice President

Meini joined Howden in October 2012 as Assistant Account Executive in Corporate Industry Risks Division. Having been promoted in January 2019 as Business Manager, she was given a new role to lead Corporate Risks . She is responsible for client servicing in Corporate Risks area and making sure to meet our client expectation.

Prior to joining Howden, Meini has been 15 years in industry at many various experiences and responsibility of major client.

Meini graduated from STIE MH Thamrin and she also holds professional qualification Ahli Pialang Asuransi dan Reassurance Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB). Meini also qualified at Level 5 for professional Insurance Broker certification based on Indonesian regulation.