

Why choose RealtyProtect?
RealtyProtect is a top-tier landlord insurance product with a specialist landlord policy wording, and is the only policy backed by REINSW. The offering has been crafted with landlords risk exposures in mind, and our service team is passionate about the product and dedicated to customer service.
What's covered?
Loss of rent
- Max. weekly rental for a standard policy- (Without premium impact) up to $1,000 
- Weekly rental available without referral- Up to $1,600 
- Absconding tenants / rent default- 20 weeks ($17,000 max) 
- Failure to give vacant possession- 20 weeks ($17,000 max) 
- Hardship- 20 weeks ($17,000 max) 
- Death of sole tenant
- Untenantable (due to content damage)- 52 Weeks 
- Re-letting above the bond
- Locksmith- $1,000 
- Legal expenses- $7,500 
- Excess for loss of rent- Nil 
- More- The above is a brief summary only. Please read the Product Disclosure Statement and Target Market Determination for full terms and conditions of coverage and to ensure the product is right for you and your clients. 
Contents Cover
- Building (optional)- Up to Sum Insured 
- Tenant damage- Up to $70,000 
- Alterations by tenant*- (*without landlord permission) up to $70,000 
- Unlawful substances loss or damage- Up to $70,000 
- Fire and explosion- Up to $70,000 
- Flood cover available- (unless specifically excluded) 
- Pet damage- Up to $7,500 
- Electric motor burnout- Up to $2,000 (for motors up to 10 years old) 
- Legal liability- Up to $20,000,000 
- More- The above is a brief summary only. Please read the Product Disclosure Statement and Target Market Determination for full terms and conditions of coverage and to ensure the product is right for you and your clients. 
Why RealtyProtect?

Endorsed by REINSW
The only landlord insurance endorsed by the Real Estate Institute of NSW.

Quick and easy claims
A claims specialist will be in touch within 24 to 48 hours (Monday to Friday) and we have a 24hr claim service team.

Specialist policy cover
The offering has been crafted with landlords risk exposures in mind.

Competitive pricing
Contact us today for a tailored quote.

Get covered today
If you own property, insurance is worth serious consideration and our team is here to provide expert support and guidance.
RealtyProtect is a top-tier landlord insurance product with a specialist landlord policy wording, and is the only policy backed by REINSW. 
Get your quote today or speak to a member of our team for more information.
How to submit a claim
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Frequently Asked Questions
While landlord insurance and home insurance may seem similar, they serve different purposes depending on the circumstances.
Home insurance is designed for owner-occupied homes or tenants to cover contents. While landlord insurance is tailored for rental properties, covering risks like tenant damage, loss of rental income, and legal liability.
No, it’s not legally required. However, it’s strongly recommended for property investors due to the financial risks of renting.
Yes. A property manager handles day-to-day operations, but they don’t provide financial protection against tenant damage, loss of rent/rent default, legal liability or related exposures.
RealtyProtect Landlord insurance compliments property management by providing strong insurance protection for your asset.
RealtyProtect only covers properties with lease agreements of 6 months or longer.
Yes, it can cover both furnished and unfurnished rental properties.
No, it doesn’t cover the Strata building itself. However, it can cover contents, loss of rent/rent default, legal liability within the unit and other related exposures.
Landlord insurance is highly recommended for landlords in strata complexes.
Policies have exclusions for unoccupied properties, RealtyProtect activates its exclusion after 90 consecutive days of vacancy unless otherwise agreed.
Always notify your insurer or broker about unoccupied status and be sure disclose vacancy when taking out a policy or if you are approaching this threshold during the Policy period. Refer to the Policy Wording and PDS for full details.

 
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