Austria
Belgium
Denmark
Estonia
Finland
France
Germany
Greece
Iceland
Ireland
Italy
Liechtenstein
Netherland
Norway
Poland
Portugal
Spain
Sweden
Switzerland
Turkey
United Kingdom
Australia
Fiji
Hong Kong
India
New Zealand
Indonesia
Japan
Malaysia
Philippines
Singapore
Thailand
Brazil
Chile
Colombia
Mexico
Peru
USA
Bahrain
Israel
Morocco
Oman
Saudi Arabia
Tanzania
UAE
Why choose RealtyProtect?
RealtyProtect is a top-tier landlord insurance product with a specialist landlord policy wording, and is the only policy backed by REINSW. The offering has been crafted with landlords risk exposures in mind, and our service team is passionate about the product and dedicated to customer service.
What's covered?
Loss of rent
Max. weekly rental for a standard policy
(Without premium impact) up to $1,000
Weekly rental available without referral
Up to $1,600
Absconding tenants / rent default
20 weeks ($17,000 max)
Failure to give vacant possession
20 weeks ($17,000 max)
Hardship
20 weeks ($17,000 max)
Death of sole tenant
Untenantable (due to content damage)
52 Weeks
Re-letting above the bond
Locksmith
$1,000
Legal expenses
$7,500
Excess for loss of rent
Nil
More
The above is a brief summary only. Please read the Product Disclosure Statement and Target Market Determination for full terms and conditions of coverage and to ensure the product is right for you and your clients.
Contents Cover
Building (optional)
Up to Sum Insured
Tenant damage
Up to $70,000
Alterations by tenant*
(*without landlord permission) up to $70,000
Unlawful substances loss or damage
Up to $70,000
Fire and explosion
Up to $70,000
Flood cover available
(unless specifically excluded)
Pet damage
Up to $7,500
Electric motor burnout
Up to $2,000 (for motors up to 10 years old)
Legal liability
Up to $20,000,000
More
The above is a brief summary only. Please read the Product Disclosure Statement and Target Market Determination for full terms and conditions of coverage and to ensure the product is right for you and your clients.
Why RealtyProtect?
Endorsed by REINSW
The only landlord insurance endorsed by the Real Estate Institute of NSW.
Quick and easy claims
A claims specialist will be in touch within 24 to 48 hours (Monday to Friday) and we have a 24hr claim service team.
Specialist policy cover
The offering has been crafted with landlords risk exposures in mind.
Competitive pricing
Contact us today for a tailored quote.
Get covered today
If you own property, insurance is worth serious consideration and our team is here to provide expert support and guidance.
RealtyProtect is a top-tier landlord insurance product with a specialist landlord policy wording, and is the only policy backed by REINSW.
Get your quote today or speak to a member of our team for more information.
How to submit a claim
Step 1
Download and complete our claim form.Step 2
Email our team at [email protected] and attach your form with supporting documentation (detailed on page 1).Step 3
You will receive an email acknowledgement and a claims specialist will be in touch with next steps within 24 to 48 hours (Monday to Friday).Need help?
If you need after hours or emergency assistance, please call the dedicated 24hr claim service team on 1300 223 782. Make sure you have your Policy Number at hand and ready.
Frequently Asked Questions
While landlord insurance and home insurance may seem similar, they serve different purposes depending on the circumstances.
Home insurance is designed for owner-occupied homes or tenants to cover contents. While landlord insurance is tailored for rental properties, covering risks like tenant damage, loss of rental income, and legal liability.
No, it’s not legally required. However, it’s strongly recommended for property investors due to the financial risks of renting.
Yes. A property manager handles day-to-day operations, but they don’t provide financial protection against tenant damage, loss of rent/rent default, legal liability or related exposures.
RealtyProtect Landlord insurance compliments property management by providing strong insurance protection for your asset.
RealtyProtect only covers properties with lease agreements of 6 months or longer.
Yes, it can cover both furnished and unfurnished rental properties.
No, it doesn’t cover the Strata building itself. However, it can cover contents, loss of rent/rent default, legal liability within the unit and other related exposures.
Landlord insurance is highly recommended for landlords in strata complexes.
Policies have exclusions for unoccupied properties, RealtyProtect activates its exclusion after 90 consecutive days of vacancy unless otherwise agreed.
Always notify your insurer or broker about unoccupied status and be sure disclose vacancy when taking out a policy or if you are approaching this threshold during the Policy period. Refer to the Policy Wording and PDS for full details.
