Private Life Insurance
Life insurance helps you to protect your family's finances after your death. The cover can be short-term or lifelong depending on your needs, and lets you rest easy knowing that your family will be looked after when you're gone.
Life insurance is a policy that pays a lump sum to your loved ones if you should die during the policy term. It allows your family to pay any outstanding bills, meet any mortgage payments, and maintain their standard of living.
The amount of cover you receive, whether it is a shared or individual policy, and the duration of your cover are all up to you. Howden Puri specialise in tailoring insurance to your exact needs, and our brokers will help you understand your options and choose the policy that best suits you.
We work with the best local Life insurance companies, as well as renowned international companies.
There are 2 main categories of Life insurance plans; term and permanent. Term offers you protection for a set period that you choose - whether that's one year or 30. Permanent Life insurance lasts for your entire lifetime. The type you choose depends on your needs - but whichever you pick, your policy will include:
- Accidental Death Benefit
- Critical Illness Benefit
- Total Permanent Disability Benefit
- Burial Benefit
- Terminal Illness Benefit
- Hospitalization Income Benefit
- Medical Reimbursement
- A saving element
Who is the cover with?
Howden Puri secures cover with the top insurers with experience and expertise in the specialist area of life insurance. These insurers may be local or international, all the insurers we use are well respected, have extremely stable finances and will be viable long term.
When you choose Howden, you get:
Dedicated service and ongoing support
At Howden Puri, we pride ourselves on our insightful consultancy and support. The support your people will get with us is unrivalled.
Swift claims settlement with our own in-house claims department
Expediting claims is a huge part of the broker’s role: we build in speedy claims resolution from the design phase, to save time and stress when it matters most.
Our in-house claims specialists are ready to support, advise and defend your interests. Our expertise, footprint in the market and solid relationships with insurers means we can arrange robust insurance at the right price for you.