Fidelity & Money

Financial crime can harm far more than just your balance sheet. Criminal activity can negatively impact your reputation, your clients, your staff morale and your company productivity. With so much on the line, expert advice is essential to reduce the risk and limit the damage.

Howden Puri can design coverage including elements of fidelity, money, crime and cyber insurance. 

What is Fidelity Insurance?

Fidelity Insurance is cover for direct financial losses as a result of dishonesty by your employees. This usually means fraud. 

What does Money Insurance cover? 

Money Insurance covers robbery or theft of money carried by yourself or authorized persons while in transit, and also money in a safe. 

Such policies define money as cash, bank drafts, currency notes, treasury totes, cheques, postal orders, and current postage stamps. 

Do I need both?

Both policies cover different ways criminals can relieve you of your money. That’s why insurance markets tend to group these two risks together.  

A word on claims 

When it's money that’s been suddenly taken out of your business, your very liquidity is on the line. That’s why we strive to get all claims paid extremely quickly. To us, that means building the policy clauses to take away the ambiguity that keeps insurer decision-making dragging on. And if there is any confusion, stepping assuredly into the debate, always.

Who is the cover with?

Howden Puri access a wide variety of participating insurers, both locally and internationally, in order to provide maximum financial stability.