Crime policies cover financial loss in a wide variety of scenarios involving fraud and dishonesty, both by outsider criminals and your own employees.
Companies have wildly different exposure levels to potential criminality, with so many different factors at play. Crime insurance wordings are more comprehensive than traditional fidelity guarantees.
Our Policy highlights
Police investigations and claims can get tricky when:
- an employee is in collusion with a third party
- losses have taken place over a long period of time, but only discovered during the policy period
To counter this, we use our skill, connections and experience to minimise grey areas and expedite claims.
Protect against a wide variety of crimes and modus operandi
- Vendor fraud
- In transit
- Counterfeit currency fraud
- Credit Card fraud
- Fund transfer
- Online scams / computer fraud
- Social engineering
It pays to get an experienced risk consultant like Howden to review your unique situation.