Group Medical Insurance

Healthy organisations start with healthy people. When employees have reliable access to quality medical care, businesses benefit from stronger engagement, reduced absenteeism, and sustained productivity.

Group Medical Insurance is no longer a “nice-to-have.” It is a core pillar of workforce strategy supporting wellbeing, stability, and long-term business continuity in an increasingly competitive employment market.

At Howden Tanzania, we design group medical solutions that balance cost control, quality care, and employee confidence whether your team is local, regional, or globally mobile.

Negotiated solutions. Trusted providers.

We work with leading local and international medical insurers to offer pre-agreed corporate plans, giving your employees access to a wide and reliable healthcare network across Tanzania.

This includes premier hospitals and clinics such as:

• Aga Khan Hospital
• Premier Care
• IST Clinic
• SALI Hospital
• London Health
• Saifee Hospital

Our approach ensures consistency of care, faster access to treatment, and dependable service when it matters most.

Flexible cover options for every organisation

Inpatient Plans

Essential protection against serious illness, surgery, and hospitalisation.

• Annual limits from TZS 20 million to TZS 100 million
• Competitive premiums from TZS 356,000 per adult per year
• Child premiums from TZS 275,000 per year

Ideal for organisations seeking strong core protection with controlled costs.

Inpatient & Outpatient Plans

Comprehensive medical cover for everyday healthcare and major medical events.

• Outpatient benefits up to TZS 2 million
• Premiums from TZS 960,000 per adult per year
• Child premiums from TZS 864,000 per year

Designed for employers who want to offer meaningful, employee-centric benefits.

Beyond local cover

For organisations with international exposure, senior executives, or frequent travellers, we also arrange:

• International private medical insurance – annual limits from $500,000 to $8,000,000.
• Standalone 24-hour emergency medical evacuation cover

Providing peace of mind—locally, regionally, and worldwide.

A partner, not just a policy provider

Our role goes far beyond placement.

We support your business with:

• Strategic benefit design aligned to your workforce and budget
• Employee onboarding and enrolment support
• HR and admin guidance throughout the policy year
• Hands-on claims assistance for your people

This is medical insurance delivered with clarity, accountability, and care.