Energising the world of employee benefits

Rethinking risk. Rebalancing benefits. Reframing value.

Contact us

Employee Benefits. Empowered by you. Powered by us.

At Howden, we don’t just provide employee benefits—we energise them.

We take a fresh, dynamic approach to rethink the way benefits should work, helping you build a programme that not only meets the needs of your business but also reflects your unique culture and values. We support your aspirations for a healthy, happy and productive workforce with a customised employee benefits and wellbeing plan. Our employee benefits solutions empower your people, improve engagement, and drive better business performance.

Business People Teamwork Meeting at Cafe

Reflecting your company culture

With our local knowledge and global reach, we provide the right level of service tailored to your employee benefits needs into one cohesive offering that support your workplace culture. Our on-the-ground teams offer specialised, localised advice, backed by a world of support whenever you need it.

Colleagues Celebrating a Successful Project

Supporting your business goals

We think and act like partners, sharing the same business-minded approach as you. We are responsive to your needs and accountable for outcomes. We go the extra mile because we are invested in your success.

Asian Muslim Family Together Watching a Smartphone Screen

Delivering value and service

Our deep expertise and the freedom to do our best enable us to find the best opportunities for you and create the best outcomes for your investment. By thinking big and acting fast, we make it possible for you to achieve your goals.

Group of multiracial colleagues

Our solutions

Two professional women, one wearing a hijab, looking at a computer screen together in a shared office space

Employee Benefit Consulting

Learn more
Smiling woman using a laptop and holding a phone while working from a dimly lit café

Benefits for small businesses

Learn more
Smiling woman in a light hijab and red blouse typing on a laptop at a café table with a cup of coffee nearby

Employee Benefits for SMEs

Learn more
Young professionals in Malaysia, including women in hijabs, collaborating around a table in a startup-style office

Global Benefits Management

Learn more
Malaysian father lifting his young daughter in the air while playing in a bright living room

Group Term Life

Learn more
Muslim mother and daughter hugging, smiling against a white background

Group Personal Accident

Learn more
Team of professionals, including a woman in hijab, having a strategy conversation in a modern café-style meeting area with coffee

Group Hospital and Surgical

Learn more
Smiling woman in a hijab and red blouse enjoying a cheerful conversation with a friend at a café table

Outpatient Benefits - Clinical and Specialist

Learn more
Smiling Muslim female doctor in hijab raising her hand during a medical workshop with colleagues

Health Screening

Learn more
Smiling pregnant woman in a white dress and light cardigan using a laptop on a sofa in a bright, relaxed home setting

Group Maternity Benefits

Learn more
Four young adults, including two women in hijabs, sitting outside and sharing a laugh together.

Group Optical Benefits

Learn more
Two women, one in a hijab, smiling and looking at a mobile phone with colleagues in a casual work environment

Group Dental Insurance

Learn more
Young Asian woman sitting at the airport with a suitcase and tablet, looking relaxed and prepared

Group Annual Travel Benefits

Learn more
Asian businesswoman in smart attire speaking on the phone while standing outside a commercial building in an urban setting

Keyman Insurance

Learn more
Smiling older Malaysian couple walking hand-in-hand along a coastal path, representing health and wellbeing in retirement

Medical Top-Up and Portable Benefits

Learn more
Group of professional women—including a woman in hijab—smiling and shaking hands in a business setting

Expatriate medical insurance programme

Learn more
Malaysian woman in a hijab working at a laptop and holding her smartphone in a contemporary workspace

Flexible Benefits

Learn more
A diverse group of young women laughing and holding coffee cups while walking outdoors in a city setting

International Pooling Programme

Learn more
Three colleagues smiling and working together on laptops at a wooden table in a relaxed, modern workspace

Alternative Risk Transfer (ART) Solutions

Learn more
Professionals from different backgrounds greeting each other with a handshake in an urban business

Captive Employee Benefits Solutions

Learn more
A younger man and his elderly father looking at a laptop and smiling, symbolising intergenerational financial planning.

Retirement Insurance

Learn more
Asian woman sitting cross-legged in a meditative pose in a bright living room with dumbbells nearby.

Employee Wellness Programme

Learn more
Two Malaysian Muslim women in hijabs working together on a laptop in a bright office

Group Takaful Employee Benefits

Learn more

Insights and Resources

Pneumonia and why you should be concerned

Read the article

Five key trends driving employee benefits in Malaysia

Download the report

Will your global employee benefits strategy be fit for purpose post Covid-19?

Read the article

Employee Benefits & COVID-19

Read the article
Successful Business People Celebrating

Our Awards

We're thrilled to have received numerous industry awards for our hard work and are widely recognised for our innovative and strategic approach to benefit design.

Find out more
A group of young Malaysian adults having fun together on a city street, laughing and skateboarding, with a bright urban backdrop

Let’s energise your employee benefits

It is time for you to rethink and reboot your employee benefits programme with us. We deliver a difference to create a workforce that’s motivated, engaged, and able to perform at their best.

Get in touch