Outpatient Clinical and Specialist Benefits

Stand out as an employer of choice by offering attractive outpatient benefits that appeal to top talent and demonstrate your commitment to their health.

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Rule your employee health insurance with comprehensive outpatient benefits - clinical and specialist care.

In the hustle and bustle of modern life, it's essential that employees have immediate and hassle-free access to medical care when needed. Our outpatient clinical and specialist benefits in Malaysia are designed to give you that peace of mind.

Our strong partnerships with a diverse range of risk providers allow us to offer you access to an extensive network of panel providers nationwide as well as seamless process flow for all services. Whether it's for expert consultations or specialised treatments, we've got you covered with hassle-free service to meet your needs.

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Not every illness required hospitalisation

Most of the time, employees experience minor ailments like coughs, flu, and fever rather than major illnesses. These conditions can be effectively treated at the clinical level, which is why outpatient clinical and specialist benefits are essential to include in your employee benefit programme. This addition can significantly enhance your overall health insurance packages.

It also acts as a complementary plan to your Hospitalisation and Surgical Medical plans, so that your employees can enjoy a more comprehensive protection covering both your inpatient and outpatient needs.

Benefits for your employers

It could help to attract and retain top talent typically those that has family.
Reduce long hospitalisation absenteeism.
Improve productivity and morale especially the employees are well taken care of.
Cost-effective solution where group insurance offer better terms than individual insurance.
Customisable plans that tailored to your needs.

Benefits for your employees

Financial relief to employees through cashless scheme.
Fast and easy access to panel providers.
Less stress for employees, allowing them to be more focused on their work.
Efficient claims settlement through our dedicated in-house claims management team.

Policy highlights

Covers routine consultation.
Covers medication, prescribed injection (if medically necessary).
Covers outpatient surgical procedures, diagnostic Lab, X-Ray procedures (if medically necessary).
Covers preventive pap-smear (subject to benefit entitlement and policy terms and conditions).
Covers mandatory child immunisation (subject to benefit entitlement and policy terms and conditions).
Extensive panel medical providers network.
Mobile app and online portal availability.
Telemedicine services with delivery of medications.
Seamless visit process and claim process.

Employee benefits that align with your business goals

We don’t believe in a ‘one size fits all’ approach to employee benefits. Your group outpatient clinical and specialist benefits plan should align directly with your goals as a company. And, as part of your wider employee benefits plan, it should be a true reflection of the unique culture you’ve built as a business.

That’s why we start by taking the time to really understand your business at the start. By putting ourselves in your shoes first, we can gain a thorough understanding of your specific needs, and what we can do to ensure your group health insurance plan delivers value for your spend.