Insurance for Real Estate Agents

If you receive any correspondence in relation to a potential claim, you should call us and email the details through immediately. We will then notify ProRisk, monitor the claim and advocate on your behalf.

ProRisk has a dedicated in-house claims team which includes qualified lawyers with over 30 years of industry experience. Their claims officers are dedicated to managing your claim from initial notification right through to resolution. They have a specialist panel of lawyers, accountants and forensic investigators to ensure that our clients get service which is second to none. 

Professional Indemnity insurance is a claims made policy - it provides cover for claims first made against you during the insurance period. (e.g. a writ or letter of demand). The policy will typically not provide cover for any claims made against you prior to or following the insurance period. 

What about matters that I am aware of prior to the start of the policy? The policy typically does not provide cover for any claims made against you during the insurance period if at any time prior to the commencement of the insurance period you were already aware of the facts giving rise to the claim.

You can notify your insurer of facts or circumstances that might give rise to a claim, but have not resulted in a claim. Talk to us if you have any questions, we are here to help.
 

A retroactive date determines when your actions are covered from, under a claims made policy.

A claims made policy such as Professional Indemnity Insurance will not cover any liability arising from your conduct prior to the retroactive date.

A claims made policy may cover you for claims made against you during the policy period even though the claim may arise from an act, error or omission that occurred prior to the commencement date of this policy, however it will not cover an act, error or omission that occurred prior to the retroactive date of the policy.
 

Run-off cover is provided for the past liabilities of a business once it has ceased trading. It is designed to protect you from claims which may eventuate after you have stopped operating as a business.
 

Public Liability insurance provides coverage for personal injury or property damage of which you are legally liable for, caused to third parties arising from your general business activities - not professional services which you receive a fee for.

Professional Indemnity insurance is designed to protect your business against allegations of wrongdoing arising out of your provision of professional services.

It may protect against claims made against you for civil liabilities (which can include personal injury or property damage) arising from, but not limited to: 

• Professional misconduct, such as providing misleading advice 
• Negligent advice 
• Defamation, libel or slander 
• Breach of duty, including confidentiality and other privacy issues 
• Loss of, or damage to documents 
• Infringement of intellectual property rights

It’s easy to pay online – we accept the following major credit cards, VISA, Mastercard and AMEX.

Premium funding is also available.

Yes you can. If you need to pay by instalments, please continue to get a quote and apply online. In in the payment section under Payment Information click on If you wish to pay by the month or cannot pay by credit card, please click here.

We will then provide you with a premium funding quote and application form.

Note: there is an interest charge with this payment type.

Yes.

Once you buy the policy or policies online you will receive 2 emails within minutes of paying.

The first email is a record of your answers, and the second email will have your Certificates of Currency, as well as a copy of your invoice, schedules and links to other important documentation.