Household insurance

Our private client service is set to your agenda: the R K Harrison way is your way. We offer home visits to both new and existing clients. We’ll help arrange onsite surveys, remote surveys and client appraisals to help you arrive at the correct valuations. We’re also happy to help assist with art consultancy and security coding.

R K Harrison is our specialist private client division. 

Elements of Home Insurance 

• Buildings
• General Contents
• Fine Art
• Valuables including jewellery, watches, wine, or indeed, anything you happen to collect
• Overseas Properties
• Holiday Homes

Important considerations for true peace of mind 

New for old, because market value often falls short

Many of treasured your possessions lose value over time. If you have a market value policy, depreciation can leave you worse off in a claim. 

Warranty free (no small print to worry about)

All our policies are generously worded: that is, free of tricky obligations, technicalities and tripwires. 

They are designed to be useful when you need them, not look for ways not to pay. 

High single item limit: choose terms that really protect you

One tripwire high net worth individuals can fall down on is the single article limit. The policy limit in the headlines might sound useful, but when a policy scrimps on single article limits, you can find yourself desperately under-insured, come claim time. 

Worldwide cover

Peace of mind that wherever you are in the world, your possessions and jewellery are covered.