Mandatory Provident Fund (MPF) Schemes and Pensions

Secure your employees’ financial future

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We believe that a thriving business starts with a secure and engaged workforce. Investing in a workplace MPF or pension isn’t just about meeting your legal obligations, it’s a powerful way to show your commitment to your employees’ long-term financial wellbeing. When employees feel financially secure, they are more engaged, productive, and committed, which helps attract and retain top talent.

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The benefits of a great workplace pension

  • Drives retention and attraction
    A competitive MPF and pension helps to attract and retain top talent, enhancing employee satisfaction and loyalty.
  • Ensures compliance and efficiency
    Regular reviews keep your MPF and pension scheme compliant with regulations and cost-effective for your business.
  • Strengthens scheme governance
    Strong oversight ensures your MPF and pension scheme is well-managed, compliant and delivers the best value for employees.
  • Manages costs and maximises value
    Managing MPF and pension costs effectively ensures you maximise employer contributions while maintaining a sustainable, high-value scheme.

Our services

We’re your strategic partner in helping you maximise the value of the MPF and pension scheme you offer. From day one, we’re here to ensure that your employees are getting the most from their MPF and pensions, right up to retirement.

We’ll work closely with you to understand your business, your workforce, and your goals. Our support is hands-on, personal, and always focused on making your MPF and pension strategy as effective and employee centred as possible. We’re here to guide you through changes in law and regulations, ensuring your pension scheme works for everyone.

Our governance framework ensures that your MPF and pension provider isn’t just meeting your goals – they're exceeding them. We keep a sharp eye on everything: contribution levels, provider competitiveness, and much more. We’re not about ticking boxes – we’re about ensuring your MPF and pension offering is the best it can be.

And we’re not afraid to ask the questions: Is your provider performing well? Is your MPF and pension plan truly competitive and serving your employees’ needs? We keep you ahead of the curve.

Choosing the right MPF and pension provider is key. But what happens when it’s time to reassess? Whether it’s been a while since your last review, the market has shifted, or service quality has dipped, we’re here to help you consider your options.

We take an independent approach to finding the right provider for your business. We’ll get to know your goals and timelines, dive deep into the market, and lead you through every step of the selection process. We make it simple, ensuring a smooth transition and ongoing success.

We know that empowering your employees to take charge of their MPF and pension plans is key to their financial success. Whether they’re just starting or nearing retirement, we offer everything from educational workshops to one-on-one guidance, ensuring they have the support they need every step of the way.

Our goal is to transform MPF and pensions from a ‘chore’ into a source of empowerment. By helping employees engage with their workplace pension, we enable them to make informed decisions and feel confident about their financial future.

MPF and pensions can seem confusing. But that doesn’t mean they have to be a barrier to engagement. Our in-house communication team will work with you to create messages that are clear, concise, and tailored to your employees’ needs. Whether they’re new to the scheme or nearing retirement, we ensure everyone feels informed and confident about their retirement planning.

We’ll help you craft the right communication strategy – from educational workshops to regular updates – making MPF and pensions less intimidating and more engaging.

Setting up a MPF scheme for the first time can be overwhelming. But with our expert guidance, you’ll navigate the entire process with confidence. We’ll help you select the right provider, and ensure compliance with all regulations.

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Let’s Build the Future Together

At Howden Employee Benefits, we believe that investing in your people is investing in your future. We’re here to help you create a pension strategy that not only meets legal requirements but supports your business growth, empowers your employees, and secures their financial future. Ready to energise your workplace MPF and pension? Let’s get started today.

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