Fine Art insurance

Comprehensive protection for a wide range of collectables

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Insurance programmes that go beyond the norm require expert management

Fine Art is a unique sector requiring specialised expertise to manage risk effectively, whether for personal, commercial, or institutional clients. At Howden, we offer bespoke insurance programmes designed to meet the unique needs of each client, providing responsive solutions that deliver peace of mind in the event of a loss.

Backed by extensive experience and strong relationships with established insurers, we offer tailored policy wordings with coverage limits of up to several billion USD. Our expertise, scale, and market leverage enable us to secure the best possible outcomes for your business.

30+

specialists in Fine Art& Specie

£75M

premium under management

1500

Fine Art & Specie clients

100 claims

per annum settled

We also specialise in designing and placing programmes that cover the full range of high-value collections, including art, sculptures, antiques, collectibles, wine, musical instruments, valuable books, manuscripts, precious metals, and more.

Scope of coverage:

  • Depreciation
  • Reparation cost
  • Natural catastrophes
  • Terrorism, war and riots
  • Nail to Nail coverage
  • Furniture, fixtures and fittings of the gallery or museum
  • Defective Title
  • Professional Indemnity
  • Agreed value of pair of items, when one of pair or set is lost or damaged
  • War whilst the interest is in transit
  • First loss coverage basis
  • Contingent coverage
  • Difference in conditions or limits

Our client base includes:

  • Private art collections
  • Museums
  • Corporate art collections
  • Exhibitions and transit
  • Galleries
  • Art dealers
  • Shippers and packers
  • Wine collectors
Our aim is to offer expert risk management and comprehensive coverage for your most valuable assets.

Find out more or get a custom quote

Call us on +852 2877 2238 or drop us a quick message and we'll get back to you asap

Visit us at: 35/F Citicorp Centre, 18 Whitfield Road, Causeway Bay, Hong Kong

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