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Group Dental insurance
Oral health plays such an important role in overall health and wellbeing.
How great oral health can lead to a thriving workplace
As companies strive to create a thriving workplace, the health of their team members plays a vital role. With dental issues often taking a backseat to other health concerns, many employees neglect vital routine check-ups and treatments, which can lead to more serious health problems down the line.
Investing in group dental insurance not only promotes better oral health but also serves as a strategic move for businesses seeking to enhance employee satisfaction and performance.
By covering essential dental services employers encourage their workforce to prioritise their health, ultimately reducing absenteeism and boosting productivity. In a competitive job market, offering a benefit like group dental Insurance can also set your company apart, making it an attractive workplace for top talent while retaining valuable existing employees. Discover how group dental insurance can help lead to a happier and healthier team.
How does group dental insurance usually work?
Private dentist (Reimbursement model)
- Employees visit a private dentist for routine or emergency treatment.
- They pay the bill upfront and then claim the cost back through their organisation’s group dental insurance plan.
- Reimbursement is typically subject to policy limits and covers specific treatments such as check-ups, fillings, and crowns.
- Employees may need to submit receipts or invoices as proof of payment.
- Reimbursement amounts can vary based on the type of treatment and the terms of the insurance policy.
- This system offers flexibility, allowing employees to choose their preferred dentist while receiving financial support for necessary care.
Panel network dentist (Direct billing model)
- Employees may visit a private dentist within the insurer’s panel network.
- They are not required to pay upfront, as the scheme covers specific treatments such as check-ups, scaling and polishing, and X-rays.
What's typically covered by a group dental insurance policy?
- Routine check-ups
- Scale and polish
- X-rays
- Fillings and extraction
- Root canals and crowns
Why Howden?
Our specialist team of employee benefits consultants will work with you to build a benefits programme that reflects your company culture and supports your people and business goals.
We have won many industry awards for our work and are widely recognised for our innovative and creative approach to benefit design.
We understand that today’s diverse workforce is looking for tailored employee benefits that meet ever-changing lifestyle and wellbeing needs. So, we design, implement, and manage your benefits to keep them relevant and fit for purpose - now and for the future.
