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Group Medical insurance
Helping to keep you, your people and your business healthy
What is group medical insurance?
Group medical insurance is a valuable employee benefit that provides access to private healthcare services. Offering this benefit can enhance your employees' wellbeing, reduce absenteeism, and attract and retain top talent.
Group medical insurance is an insurance policy that covers the medical expenses of a group of employees. It typically includes consultations, specialist treatments, surgeries, hospital stays, and more. Employers can choose to pay for cover for their entire workforce or specific groups of employees. Cover can also be extended to the employee’s immediate dependants, at the employers' cost.
The public health system provided by Hospital Authority continues to be the cornerstone of our healthcare provision, but the unprecedented number of people waiting for treatment and surgery have been a cause of concern for many. One of the key advantages of group medical insurance is that it enables faster access to healthcare services and reduces waiting times.
This can reduce sickness-related absenteeism and its related costs and result in improved employee health and wellbeing, which, in turn, can lead to increased productivity. Offering group medical insurance can also make your company more attractive to potential hires and help with staff retention.
Benefits to employers
- Sends an unequivocal message that the health and wellbeing of your employees is a priority.
- Helps to minimise sickness absence.
- Earlier returns to the workplace can help ease any necessary workload reallocation.
- Minimise disruption to your business and to other employees.
- Will help to keep employees happier, healthier and more productive.
- Nurtures loyalty and attracts top talent.
- Costs can be treated as a bona-fide business expense.
Benefits to your employees
- Fast access to treatment when they need it most.
- Convenience that treatment can be planned to suit busy lifestyles and commitments.
- Peace of mind that healthcare advice and treatment are available without long wait times.
- Ease of financial burden when it is already stressful to deal with the medical conditions.
Expert guidance and support
If you're considering group private medical insurance for the first time or seeking to optimise the benefits you currently have in place, our team of specialist consultants is here to help you. We understand that each business is unique, and that's why we provide independent and impartial advice tailored to the specific requirements of your business, your employees, and your budget.
With our experts guiding you, you can have confidence that you're making the right decisions for your employees' healthcare needs. Your wellbeing and that of your employees are our top priorities, and we are committed to ensuring you're in good hands every step of the way.
Our expert consultants can guide you if you're considering group medical insurance for the first time or reviewing existing benefits. We ensure the chosen plan meets your employees' needs, considering factors beyond price and terms.
