Annual Policies

An 'Annual Policy' is generally issued on a Contract Commenced basis or on a Turnover basis. Under both the methods contract works that have already commenced before the inception of the policy will not be covered unless by arrangement but the work commenced during the currency of the policy remains covered until completion. However, Annual Policies for most types of operations can be considered depending on the requirements of the contractors.

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Howden is a comprehensive broker. Please email us at [email protected]


Mumbai (head office)

B Wing, 6th Floor, Supreme Business Park,
Hiranandani Gardens, 
Powai, Mumbai – 400076
Tel- +91 (0) 22 6655 8888/00


Please visit our Regional Offices page to see a full list of our presence in India.