Annual Policies

An 'Annual Policy' is generally issued on a Contract Commenced basis or on a Turnover basis. Under both the methods contract works that have already commenced before the inception of the policy will not be covered unless by arrangement but the work commenced during the currency of the policy remains covered until completion. However, Annual Policies for most types of operations can be considered depending on the requirements of the contractors.

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Howden is a comprehensive broker. Please email us at [email protected]


Mumbai (head office)

6th Floor, Peninsula Chambers, Peninsula Corporate Park, Ganpatrao Kadam Marg, 
Lower Parel, Mumbai – 400 013
Tel- +91 (0) 22 6655 8888/00


Please visit our Regional Offices page to see a full list of our presence in India.

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