Group Life Assurance

Financial protection for your employees when they need it most.

Financial support for your employees and their loved ones

Group life assurance is one of the most highly-valued employee benefits that you can offer employees. It enables employers to provide a lump sum payment to an employee’s family, children or any chosen beneficiaries if the employee dies while employed within your organisation.

Benefits are normally based on the employee’s earnings (for example, 4 x annual salary) and can be tailored to meet the employer’s specific needs and those of their staff.

Group Life Assurance has always been a popular and affordable benefit, it can play an important role in attracting and retaining talent, while at the same time demonstrating your duty of care as an employer.

A joyful family with two young children hugging and smiling together at home, symbolising love, security, and family wellbeing.

  • Cost-effective benefit to provide. Plus many Life Insurance policies include added-value features to support employees’ and their dependents.
  • Tax efficient as premiums are tax deductible
  • Supports talent retention and recruitment strategies in a competitive employment market.
  • An expected and valued employee benefit

  • Provides financial peace of mind for employees and their loved ones in the event of the employee dying.
  • May require medical underwriting if the coverage is above the free cover limit.

Expert guidance and support

If you're considering group life assurance for the first time or looking to review the benefits you have in place, our team of expert consultants can help you navigate the complex landscape of employee benefits.

With years of experience in the field, they provide independent and impartial advice tailored to the unique needs of your business, your valued employees, and your budget.

You can rest assured that when you work with us, you'll be in good hands every step of the way. We're dedicated to helping businesses like yours make informed decisions that enhance both your employees' wellbeing and your organisation's success.