Corporate & Commercial Property Insurance

Whether it is a warehouse, lab, office, shop or restaurant, damage to a property and its contents can be crippling for any business. It can lead to loss of custom, disruption of service, damaged reputation, and depleted stock levels – and that’s before you pay for the repairs.


Property insurance covers destruction or damage to the insured property. The policy can be tailored to your business needs, meaning that your business is protected in the event of disaster.  

By investing a little time upfront to truly understand your business, Howden can get you quality cover to protect you when you need it most. 

What does industrial property insurance cover? 

The policy covers loss or damage to assets like buildings, stocks, furniture and contents. It’s important to keep an accurate value of buildings, stocks, machines and other contents, to save further complications in the event of a claim.

Our policies cover:


Fire damage

Caused by fire, lightning, explosion, falling aircraft, and smoke damage.

Water damage

Caused by typhoon, storm, or flood.

Natural disaster

Damage resulting from earthquakes, volcanic eruption, and tsunami.

Damage to foundations

Caused by landslide and subsidence.

Criminal damage

Including theft and burglary.

We can also tailor our policies to cover:
  • Strikes, riots and civil commotion
  • Malicious damage
  • Accidental damage to plate glass 
  • Expenses incurred on removing debris following damage
  • Fire brigade charges and extinguishing expenses
  • Architect, surveyor, legal and consulting engineers’ fees

Machinery breakdown 

We can also cover machinery breakdown if your property holds machinery used in your business. This covers any unforeseen, sudden and accidental physical loss or damage to your machinery, caused by faulty design, faulty construction, carelessness, short circuit, storm damage, and many other reasons.

Business interruption

Supply chain failure, machinery malfunction, human error, and bad weather can all slow down or halt business productivity. Any kind of interruption to your business can result in missed deadlines, increased costs, and lost revenue. 

With Howden’s Business Interruption insurance, your business is protected against the financial cost of such problems. We also offer a host of additional benefits, reducing your risk profile and helping your business to run smoothly. With Howden’s Business Interruption insurance, your business is protected against the financial cost of such problems. We also offer a host of additional benefits, reducing your risk profile and helping your business to run smoothly.

Specialist protection

Speak to someone who truly understands your challenges today

Let's talk...

+90 212 290 34 44

We'll put you in touch with the person best equipped to help.

Call us on +90 212 290 34 44 or drop us a quick message and we'll get back to you as soon as possible.

Contact details for all our local offices can be found here

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