Supply chain failure, machinery malfunction, human error, and bad weather can all slow down or halt business productivity. Any kind of interruption to your business can result in missed deadlines, increased costs, and lost revenue.
With Howden’s Business Interruption insurance, your business is protected against the financial cost of such problems. We also offer a host of additional benefits, reducing your risk profile and helping your business to run smoothly. With Howden’s Business Interruption insurance, your business is protected against the financial cost of such problems. We also offer a host of additional benefits, reducing your risk profile and helping your business to run smoothly.
Tailor your cover
Your business is personal, so your insurance should be too. Extend your cover to meet your needs. Get the insurance you need, without paying for cover you don’t want.
When you choose a policy with us, we will visit your business to train you on your cover. We will tell you what is covered, what isn’t, what your limits are, and what to do if you need to claim. We are industry experts, so our advice is always tailored to your business and the industry you work in.
We also conduct a personalised Risk Survey to help you identify potential hazards in your business, and what you can do to reduce them. We will complete a risk survey at the start of your cover, and return every year to check that your risk profile hasn’t changed. Reducing your risks doesn’t just keep your business safer – it reduces your premium, too.
If you do need to claim, our expert Claims Team is on your side. They will make sure that you get a fast response and a fast payment.
With Business Interruption insurance, it is vital to calculate accurately the financial impact of any interruption to your business. It is easy to underestimate this, but that can lead to underinsurance. If you are under-insured, you will not be able to claim the full cost of any interruption – and your business will pay the price.