Smartie: award-winning medical claims management system

Smartie saves you more than 50% on Group Health Insurance premiums, while providing your employees with high quality healthcare.

Good employees expect comprehensive benefits – and Group Health Insurance is one of the most important elements. After all, your staff are your most valuable asset, and their health is what keeps them going. Our award-winning tool helps your employees find high quality care at the best price, saving money for them and for you. 

Smartie keeps your premiums low and your employees happy

Intelligent insurance  

In Turkey we experience high medical inflation, causing health insurance to rise every year. These rising costs make it more expensive for your employees to access the healthcare they need – which, in turn, increases the cost of your premium. 

Smartie lets you avoid these rising costs, saving you more than 50% compared to normal medical inflation. It does this in two ways: by letting you manage your health insurance offering, and by helping your employees reduce their healthcare expenditure. 

Smartie is the MENA Region's Digital Insurance Innovation of the Year 2020

What does Smartie do? 

Smartie analyses the usage habits and health profile of each of your employees – how often they seek medical help, the type of treatment they receive, how much they pay, and more. It then recommends nearby alternative providers that offer the same services for less money – or even for free.  

Smartie also offers your employees: 

• Follow-up emails detailing their expenditures 
• Payment information, including co-payment percentage 
• Access to 24/7 medical phoneline 
• Digital management of the claims process 
   

Accessing healthcare through Smartie: 

• Find the most advantageous health providers in your local area 
• See their reviews and ratings 
• Contact them directly to make an appointment 
• Get directions from our current location 
• See all contracted and on-call pharmacies in your area 
   

How can I reduce my Health Insurance premium? 

In most cases, 80% of an employee’s healthcare costs are paid for by the insurance company, and they pay the remaining 20% themselves. But the more the insurance company pays out to an employee through the year, the higher their insurance premium becomes.  

Smartie finds more affordable healthcare for your employees, based on their individual needs. By reviewing the amount and type of usage, it shows your employees alternative providers that can save them money while still providing a great service. That means more money in their pockets, lower premiums for you, and high-quality healthcare for everyone.