Terrorism & Political Violence

Terrorism and political violence aren’t risks that can be transferred but some of the commercial consequences can. The effects of these attacks can cause property damage, loss of income, bodily injury and death, loss of attraction, loss of reputation, loss of key personnel… the list goes on. 


Terrorism and political violence are often excluded from many types of insurance, so a specific terrorism policy can fill the gap in your portfolio and keep you fully protected. Use an experienced broker to get you the right cover that’s ready to stand strong when you need it most. 

What does terrorism and political violence insurance cover? 

We have access to a range of insurers who provide reputable cover for terror-related events. Policies include different clauses, but all broadly fit into these three categories:

1. Terrorism insurance 

Covers against loss or damage to insured property and the ensuing loss of income caused by acts of terrorism, sabotage and political violence.

2. Political violence insurance 

As above, this policy provides cover against loss or damage to insured property and the ensuing loss of income caused by acts of terrorism and sabotage, with certain extensions. 

This type of policy extends cover to:

  • Riots, strikes and/or civil commotion
  • Malicious damage
  • Insurrection, revolution or rebellion
  • Mutiny and/or coup d’etat
  • War and/or civil war
  • Counter-insurgency
  • Other insurances related to terrorism cover:

Loss of attraction

A type of business interruption cover where the insured is affected by a terrorist event on a defined region.

Kidnap & ransom

Provides an expert crisis response team to spring into action in kidnap and ransom situations.

Crisis response insurance

Provides an expert response to situations such as natural disasters and political upheaval.   

Cover big risks many other policies miss

Terrorism and political violence is an exclusion under many wordings, give us a call to check

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+971 4357 3835 

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Find out more information about grievance procedures here.

Our office locations:

Dubai
Latifa Towers
East Wing – Level 1
Trade Centre 1, Sheikh Zayed Road
Dubai, U.A.E.
P.O. Box 49195
Location

Howden Specialty
Gate Village 5, Level 4, Office 401
DIFC - Dubai, UAE
P.O. Box 482078
+971 4 223 9964

Sharjah
Office 1701, Level 17
City Gate Tower, Al Ettihad Street
Sharjah, UAE
Location

Howden Guardian
New EMI State Tower
Office - 103 & 104
Airport Road, Abu Dhabi - U.A.E.
P.O. Box 51012
+971 2 491 3777
[email protected]
Location

Abu Dhabi
Office - 1010, Level 10
Al Obaid Office Tower, Airport Road
Rashid Al Maktoum Street 2
Abu Dhabi, UAE
P.O. Box 44897

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