Employee Benefits
Energising employee benefits. Strengthening your business.

Better benefits. Healthier people. Stronger businesses.
Your people make your business possible. Your employee benefits should help them thrive.
Across the UAE and wider Middle East and Africa, employers are balancing rising healthcare costs, changing workforce expectations and increasing competition for talent.
The right employee benefits strategy does more than meet regulatory requirements. It helps you attract and retain great people, build a healthier workforce and get more value from your investment.
At Howden Employee Benefits, we bring together local expertise, global insight and independent advice to help you create benefits programmes that work harder for your people and your business.
Employee benefits that deliver more
Because great benefits should make a real difference.
Employee benefits aren't simply another business expense.
They're an investment in your people, your culture and your future.
A well-designed programme helps you:
- Attract and retain talent: Stand out as an employer that invests in its people.
- Support employee wellbeing: Give your workforce access to meaningful health, financial and wellbeing support.
- Manage costs: Make smarter decisions about your benefits investment.
- Strengthen engagement: Create benefits your employees understand, value and use.
- Manage people risk: Protect your workforce and strengthen business resilience.
- Support business growth: Build flexible benefits programmes that evolve with your organisation.
The result? A stronger employee experience and better outcomes for your business.
Our employee benefits solutions
Everything your people need. Expertise you can count on.
Every organisation is different. That's why we offer connected solutions that reflect your workforce, your priorities and your ambitions. From healthcare and financial protection to wellbeing and global benefits management, we help you build a programme that delivers meaningful value.

Group Medical Insurance
We help you design medical insurance programmes that balance meaningful cover, regulatory requirements and long-term value.
Explore Group Medical Insurance
Group Life Insurance
Our Group Life solutions help you strengthen your employee value proposition while delivering valuable protection for your workforce.
Explore Group Life Insurance
Group Personal Accident
We help you create Group Personal Accident programmes that provide financial protection following covered accidents, supporting your people at work and beyond.
Explore Group Personal Accident
Group Travel Insurance
Our Group Travel solutions help protect employees during business trips, support your duty of care and reduce the impact of unexpected travel disruptions.
Explore Group Travel Insurance
Retirement Solutions
We help you explore retirement and long-term savings solutions that support employee financial wellbeing, strengthen retention and align with your business objectives.
Explore Retirement SolutionsWorkers' Compensation
Our Workers' Compensation solutions help you manage workplace injury risks, address applicable employer obligations and protect your organisation from unexpected financial exposure.
Explore Workers' Compensation
Local knowledge. Global strength.
Expertise that understands your business and your people.
Managing employee benefits across the UAE and wider MEA region means understanding different healthcare systems, regulatory requirements and workforce expectations.
We bring together local insight and global Employee Benefits expertise to help you make informed decisions.
Whether you're supporting employees in one country or managing a multinational workforce, we help you balance local requirements with your wider business priorities.
You benefit from:
- Local knowledge of employee benefits and insurance requirements.
- Access to Howden's global Employee Benefits network.
- Independent advice and insurer market insight.
- Support with benefits strategy, programme design and renewals.
- Practical guidance to manage costs and improve employee outcomes.
- A connected approach to employee wellbeing, protection and people risk.
Because the right advice makes all the difference.