Product Liability insurance

Protection against claims for personal injury or property damage

Where products cause injury or damage, legal battles can go far beyond between consumer and the company that supplied them; a ripple effect throughout the entire supply chain can make proceedings lengthy, complex and extremely costly. 

What is Product Liability & what does it cover?

Product Liability insurance protects against claims for personal injury or property damage arising from products sold by your business. Its main purpose is to cover legal costs and damages.

Product liability insurance is useful for companies that make, supply or sell products to members of the public. Claims can affect any or all of these business types. 

Do I need Product Liability insurance?

If you’re making, selling or distributing things, Product Liability insurance is a wise choice.

Sometimes claims will be justified, others spurious. Either way, they can end up costing you a lot of money. Unwarranted claims still need to be taken very seriously – your company’s reputation and brand value are under threat.   

Knowing that you are covered gives your people the freedom to innovate and the confidence to sell. 

Common product liability claims

Without robust product liability insurance, you may face huge legal bills

Design defects

Someone accuses your product of being dangerous and always has been, right from the design stage.

Manufacturing defects

The most common cause of product liability claims, this claim type argues the product became ‘unreasonably dangerous’ during the manufacturing process.

Labelling defects

Your product is accused of having an inherent danger that customers should have been made aware of.

We're here to help

Let's talk...

+971 4357 3835 

We'll put you in touch with the person best equipped to help.

Call us on +971 4 357 3835 or drop us a message below and we'll get back to you as soon as possible

Find out more information about grievance procedures here.

Our office locations:

Dubai
Latifa Towers
East Wing – Level 1
Trade Centre 1, Sheikh Zayed Road
Dubai, U.A.E.
P.O. Box 49195
Location

Howden Specialty
Gate Village 5, Level 4, Office 401
DIFC - Dubai, UAE
P.O. Box 482078
+971 4 223 9964

Sharjah
Office 1701, Level 17
City Gate Tower, Al Ettihad Street
Sharjah, UAE
Location

Howden Guardian
New EMI State Tower
Office - 103 & 104
Airport Road, Abu Dhabi - U.A.E.
P.O. Box 51012
+971 2 491 3777
[email protected]
Location

Abu Dhabi
Office - 1010, Level 10
Al Obaid Office Tower, Airport Road
Rashid Al Maktoum Street 2
Abu Dhabi, UAE
P.O. Box 44897

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