Employee Benefits for SMEs

Specialised support and benefit solutions designed for small and medium-sized enterprises.

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A strong employee benefits program can help you attract and retain great people. It can also support a happier, healthier and more productive team. For many SMEs in the Philippines, the challenge lies in navigating shifting regulations, tight budgets and a growing number of benefit options. That is where we come in.

We specialise in building benefit programs that reflect your culture and align with your business goals. Every plan is tailored. Every recommendation is based on what your people truly need.

A Filipina business owner working in her shop, representing the energy and dedication of SMEs in the Philippines.

How we support your business

Employee benefits designed around your goals

We take the time to understand your company, your culture and what you want your benefits to achieve. There is no one size fits all. Once we know what success looks like for you, we review the market, assess providers and help you choose the solution that delivers real value.

We then design a cost effective, measurable benefits plan that matches your objectives and gives your employees access to the support they appreciate most.

SME Business Solutions

We know the pressures SMEs face. That is why we provide clear guidance, simple processes and support that grows with you. As your trusted adviser, we help you choose the right benefits and make sure everything runs smoothly from day one.

Howden Prime offers higher benefit limits and extra coverage that many standard SME policies cannot match.

What you can expect from Howden Prime

  • Affordable HMO coverage including confinement, outpatient procedures, emergency cases, maternity assistance and dental
  • Generous, market leading benefit limits
  • Coverage for spouses and LGBT partners
  • Enrollment of eligible dependents at 50 percent participation
  • Dedicated claims support from our expert team

Support for startup businesses

Startups grow fast and every hire matters. Offering the right benefits early on helps you attract and keep strong talent. Even with limited resources, a well structured benefits program can deliver huge value and support your company’s long term growth.

Let’s energise your employee benefits

At Howden, we help businesses create benefit programs that are more than a cost. They are an investment in your people and your future. If you are ready to rethink your employee benefits, talk to us today. We can help you build a program that motivates your team and supports your business at every stage of growth.

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