Product Liability

If products cause damage, illness or hurt someone, it is likely they’ll seek compensation through the courts. Product Liability insurance protects against claims for personal injury or property damage arising from products sold by your business. Its main purpose is to cover legal costs and damages.


Product liability insurance is useful for companies that make, supply or sell products to members of the public. Claims can affect any or all of these business types. 

Where products cause injury or damage, legal battles can go far beyond between consumer and the company that supplied them; a ripple effect throughout the entire supply chain can make proceedings lengthy, complex and extremely costly. 

Sometimes claims will be justified, others spurious.

Either way, they can end up costing you a lot of money. Unwarranted claims still need to be taken very seriously – your company’s reputation and brand value are under threat.   

It's often the criticism you don't deserve that needs the strongest response. 

 

Common product liability claims

Without robust product liability insurance, you may face huge legal bills

  • Design defects

    Someone accuses your product of being dangerous and always has been, right from the design stage.

  • Manufacturing defects

    The most common cause of product liability claims, this claim type argues the product became ‘unreasonably dangerous’ during the manufacturing process.

  • Labelling defects

    Your product is accused of having an inherent danger that customers should have been made aware of.

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Visit us at: Penthouse, 331 Gil Puyat Building, 331 Sen. Gil Puyat Avenue, Makati City 1200 Philippines