Public Liability insurance

Cover against third-party claims

Anything from an old doormat to a wobbly window pane to an erroneous web page can lead to a claim against you.

A skilled Howden risk consultant can build all of your liabilities into one cost-effective policy that covers the third party risks you face. This can bring you more comprehensive cover, without paying more.  

What does Public Liability insurance cover? 

Public Liability Insurance covers you against third-party claims for injury or damage to someone else’s property. It doesn't provide cover for damage to your own property.

Slips, trips and mishaps

The most likely claims you’ll make through your Public and Employers' Liability Insurance will result from accidents such as slips and falls. Statistically, nearly half (48%) of all liability claims stem from such accidents.*

But nearly 25% of annual global claims relate to defective products/work or services* making Public Liability Insurance a modern business essential for many. 

*Source: Allianz