Home & Contents

Nothing beats coming home to your family: creating a safe space for your people is the number one reason we all work so hard. Comprehensive Home insurance protects you and your family from a wide variety of misfortunes, so when you come home, you can relax.   


Your broker, as ever, works for you. We are always on your side, whether you are buying insurance or claiming on it. 

Our in-house claims department supports you every step of the way. All our policies are designed to be favourable to our clients. 

We also have vast experience working with high-net-worth individuals with specific requirements that would be outside the realms of a standard policy. No request is unreasonable. 


Policy highlights
 

1. Comprehensive cover, including personal accident

Our home insurance policies include cover for a wide variety of perils:

  • Fire
  • Earthquake 
  • Typhoon
  • Flood
  • Subsidence, Landslide & Collapse
  • Explosion 
  • Smoke Damage
  • Vehicle Impact 
  • Falling Aircraft
  • Electrical Fire
  • Bush/Grass Fire
  • Lightning
  • Spontaneous Combustion
  • Broadwater Damage
  • Bursting &/or Overflowing of Water Tanks, Apparatus or Pipes
  • Sprinkler Leakage
  • Riot, Strike, Civil Commotion and Malicious Damage
  • Plate Glass 
  • Robbery/Burglary

Plus Personal Accident cover: 

  • Accidental Death and Dismemberment 
  • Unprovoked Murder and Assault
  • Medical Reimbursement 
  • and Burial Expenses cover.
     

2. Reasonable deductibles – claiming shouldn’t be a burden

We believe prohibitive deductibles that prohibit claiming are against the very spirit of insurance – claiming should be financially accessible for all. 

3. Electronic equipment coverage 

We build additional coverage into the policy to save stress and disappointment in a claim. 

4. High single article limits, where required

One tripwire high-net-worth individuals can fall down on is the single article limit.

The overall policy limit might sound useful, but when a policy scrimps on single article limits, you can find yourself desperately under-insured when you come to claim. 

5. Loss of rent cover or alternative accommodation cover

If problems with your property would result in costing you money, your insurance should be set up to cover it. 

6. Replacement locks and keys

To help restore your peace of mind (after a burglary, for example).


Always on your side

Our advice helps you avoid getting caught out by technicalities, such as misinterpreting the real intent of the policy's terms and conditions. 
 

We're here to help

Let's talk...

+632 865 27475

We'll put you in touch with the person best equipped to help.

Call us on +632 865 27475 or drop us a quick message and we'll get back to you asap

Visit us at: Penthouse, 331 Gil Puyat Building, 331 Sen. Gil Puyat Avenue, Makati City 1200 Philippines