General Liability

Anything from an old doormat to a wobbly window pane to an erroneous web page can lead to a claim against you. Liability Insurance covers you against third-party claims for injury or damage to someone else’s property. It doesn't provide cover for damage to your own property.


A skilled Howden risk consultant can build all of your liabilities into one cost-effective policy that covers the third party risks you face. This can bring you more comprehensive cover, without paying more.  
 

What does Liability insurance cover? 
  • Bodily injury
  • Personal injury (such as through defamation or slander)
  • Property damage
  • Data loss
  • Legal defence

Slips, trips and mishaps

The most likely claims you’ll make through your Public and Employers' Liability Insurance will result from accidents such as slips and falls. Statistically, nearly half (48%) of all liability claims stem from such accidents.*

But nearly 25% of annual global claims relate to defective products/work or services* making Public Liability Insurance a modern business essential for many. 

Keep your business safe

Engaging a broker who knows your industry and takes the time up front to truly understand your business can result in more comprehensive cover at a highly competitive price. 

We're always here to help

Let's talk...

+632 865 27475

We'll put you in touch with the person best equipped to help.

Call us on +632 865 27475 or drop us a quick message and we'll get back to you asap

Visit us at: Penthouse, 331 Gil Puyat Building, 331 Sen. Gil Puyat Avenue, Makati City 1200 Philippines

*Source: Allianz