Group Income Protection

Financial security when illness or injury stops work

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If an employee becomes too ill or injured to work, the impact can be devastating — not just for them, but for their family too. Group Income Protection provides a regular income during long-term absence, helping employees focus on recovery instead of worrying about finances.

Why it matters in the UAE

In the UAE, there is no state safety net to replace lost income. As more residents choose to live and build their careers here long term, the need for financial security has grown. Income Protection is becoming an increasingly relevant benefit, giving employees peace of mind that they and their dependants will be supported if they’re unable to work due to illness or disability.

What it provides

Group Income Protection can be tailored to your business, and typically includes:

  • A percentage of salary paid to employees during long-term illness or disability

  • Rehabilitation support to help employees return to work

  • Options for family or dependant cover

  • Flexible benefit levels to suit different budgets and workforces

Three female professionals, including Emirati women in abayas, discussing employee benefits in a bright modern office — representing collaboration and engagement in the UAE workplace.

The Howden difference

We’ll help you design a Group Income Protection plan that fits your people and your business. Our independent advisers cut through the complexity, making sure your benefits deliver real value while staying cost-effective.

Future-proof your benefits package.

Talk to our UAE consultants about adding Group Income Protection to support your employees’ financial wellbeing.

Contact us