Howden Broking: what we do
We provide broking services, risk management & data-driven strategy
You can count on us for technical insight, market know-how, and a bit of imagination.
This goes beyond just buying insurance.
We see ourselves as a risk partner: helping you limit your exposure wherever possible, and fighting on your side when you need to make a claim.
We're here to challenge incumbency & complacency
Managing your reputation around the insurance markets
We work with insurers to represent you in the best possible light.
Access beyond the mainstream
Insurance that you see online is the tip of the iceberg - we access the whole market, not just the obvious insurers.
Cutting costs through cutting risks
We help you learn from the experience of others with up-to-the-minute thinking on risk management trends.
We advocate fearlessly on your behalf.
Helping good decision-making
We explain, advise and simplify; we show you the pros and the cons of your options.
Protecting your wealth and employees
From balance sheet protection plans to employee wellbeing programmes and cyber security, our advice protects your business and its employees.
I am looking forward to working with our hand-picked team here in New Zealand, to provide greater choice to prospective staff, clients, and underwriters.
Building tailored solutions for your precise needs
Our specialist Financial Lines team is ready to help with tailored insurance that matches your unique risk profile across a range of exposures: Directors' & Officers' / management liability, professional indemnity, general liability, investment managers’ liability, financial institution liability, crime, cyber and mergers & acquisitions.
We work with:
- Law firms
- Financial institutions
- Information technology
- Real estate investment management
- Other financial & professional services
Commercial & Corporate
We provide risk advisory and insurance broking services to a range of businesses, from privately owned SMEs to ASX listed organisations and global multinationals, from a wide range of industry sectors.
We invest time in getting to know your true risk picture and where needed, bringing an international perspective, to help you understand emerging risks, local market nuances, and other global factors that influence modern risk management.
For businesses large and small, the ethos is the same: make the process as simple as we can, and get you competitive pricing without compromising on coverage.
People Risk & Employee Benefits
Our People Risk team specialises in illness and injury protection. We can create employee benefits packages from a range of insurances including workers' compensation, group salary continuance, group life, accident & health, corporate travel, and injury recovery solutions.
We also provide a wide range of allied health services, to give you a modern, employee-centric offering that supports wellbeing and a healthy business culture.
If you’re offering insurance as part of a membership or ongoing customer relationship, we have all the expertise you need, backed up with leading-edge technology to make things run smoothly.
We design insurance and risk solutions for the unique needs of buying groups, professional associations and their members. We're also on hand to help with management of the programme.
We have particularly in-depth experience working with:
- Construction professionals
- Real estate and property valuers
- Motor trades
- Professional associations
- Allied health
Alternative risk solutions and self-insurance mechanisms
For businesses of a certain scale, there are other options. You may be able to form a company or trust to handle risk management in-house.
We help you get everything in order, with the right data, governance and day-to-day management to make it work.
One of the most important things a good broker does is manage claims for you, speaking on your behalf and persuading insurers to see things your way.