Construction

Construction expertise, built on experience

Explore how we’re different. Discover the Howden approach.

We’re not your typical insurance broker. At Howden, we specialise in construction and infrastructure - bringing deep expertise, tailored solutions, and a commitment to making risk management simple. Whether you're a contractor, developer, or infrastructure owner, our team of hand-picked specialists is here to help you build with confidence.

Experts in construction risk, powered by global strength

The Howden Construction team is built on the foundation of the global Howden Construction and Infrastructure group, with over 195 specialists worldwide. We’re not generalists - we’re hand-picked experts focused solely on construction and infrastructure risk.

  • Contractors

    Employee-owned and client-driven

  • Property

    Agile, innovative, and locally embedded

  • Property

    Backed by global expertise and resources

Tailored insurance solutions for every stage of your project

  • Contract Works Insurance (CWI)

    Protection for property during construction, including weather and process-related damage.

  • Delay in Start-Up (DSU)

    Financial protection for project delays due to damage.

  • Third Party Liability

    Coverage for injury or damage to third parties or their property.

  • Professional Indemnity

    Bespoke solutions for design and build contractors, managed end-to-end.

  • Pollution Liability

    Expanded protection for environmental risks beyond standard policies.

  • Marine Cargo & DSU

    Coverage for materials in transit and delay-related financial loss.

  • Latent Defects Insurance (LDI)

    Long-term protection against structural defects post-completion.

  • Portfolio Solutions for PPP/PFI/P3 Projects

    Cradle-to-grave coverage for complex infrastructure delivery models.
Construction

Clients we support

Our clients span every corner of the construction and infrastructure sector:

  • Residential (apartments, mixed-use, build-to-rent, home builders)
  • Institutional & Commercial (hospitals, stadia, schools, offices)
  • Industrial (refineries, mining, utilities, power)
  • Infrastructure (dams, tunnels, bridges, ports, rail, water treatment, airports and roads)

The Howden difference

Freedom to innovate

We operate as a single P&L, giving us the agility to invest in the tools, training, and products that matter most to our clients.

Motivated to deliver

As an employee-owned business, our people are personally invested in your success.

In-house claims expertise

Our claims team is embedded from day one - designing wordings, managing claims, and feeding insights back into your renewal or placement strategy.

Global support, local delivery

With access to Howden’s global construction team, we bring international expertise to every local challenge.

Get in touch

Contact us

We're here to help

Reach out to our construction team to see how they can help you

Get in touch with our team