Bloodstock insurance

Insurance protection for thoroughbred horses

Whether you own a single racehorse for pleasure or you are a commercial bloodstock operation, thoroughbreds are undoubtedly a significant financial asset.  Our expertise allows us to seek out the most competitive markets that cater for a range of requirements.

Howden are entrenched in the bloodstock industry and are a key partner of Victoria Racing Club and Ascot Racecourse, a brand that is synonymous with global excellence in the bloodstock world.

Our existing clients range in size from small minority shareholders to million-dollar global breeding and racing operations.  

Bloodstock insurance coverage can include:

• All Risks Mortality
• Theft
• Transit
• First Season Infertility
• Stallion Loss Of Income
• Prospective Foal
• Life Saving Surgery

Don’t worry if you don’t see the specific cover you’re looking for here. It certainly doesn’t mean we can’t help you.   

We’re problem solvers first and foremost.  Please do get in touch. 

Claims that don’t make you jump fences

Our claims process is designed to be as easy and worry-free as possible. To get you to the result you’re looking at with the minimum of worry.   

Our-claims team: 

• Is in-house. They’re a part of our team. No outsourcing or passing your claim direct to the insurer. You’ll know exactly who you need to call on our team when you have to make a claim.  
• Are specialists. Like the rest of our team, our claims team only deals with equine cover. They understand how to present your claim to insurers in a way that can maximise your chances of success.  
• Is always there to help. You shouldn’t feel like you’re making a claim by yourself. Whether it’s guidance on what (and what not) to include in your initial request, or just help chasing your insurer for a pay-out, our claims team is there to help.   

And because we all work together as a single team, you won’t have to worry about being passed around to an ‘external’ department, or having to explain your whole situation from scratch each time you get in touch.  

Our claims team will already know who you are, and they’ll be able to act quickly on your behalf.