Howden Employee Benefits – Asia Infographic & Global Employee Health Report 2026
The changing face of employee health - Asia
Asia leads the world in medical cost trends, with an average increase of 11.4 percent (net of general inflation), far exceeding the global norm. This surge reflects a structurally high-cost healthcare environment driven by sustained post-pandemic utilisation, rising cases of chronic and critical illness, and growing investment in advanced diagnostics and treatments.
Digital health adoption is accelerating across the region, yet confidence and understanding of new tools remain uneven. At the same time, pressure on public systems and reliance on private care continue to drive costs higher. For employers, the challenge is clear: balance affordability with timely access and quality care through stronger prevention strategies, transparency and cost control.
Building on the Global Employee Health Report, this Asia Infographic and Insights 2026 highlights the key trends shaping employee health and benefits across the region.
Asia infographic & insights 2026

Employee Health Benefits for the Moments that Matter
The health benefits employees receive affect every part of their lives – from how they live and work, to how they recover when something goes wrong. For them, the system they rely on isn’t simply a policy or a plan. It’s personal. It’s emotional. It’s the difference between getting help and feeling stuck.
Employees, employers, and insurers all face the same healthcare challenges – but from different directions. These priorities don’t always line up, leading to a widening gap between what’s covered and what’s needed – and between perceived and actual value.
- Employees want fast, simple, confidential care they can trust.
- Employers need to manage costs, while supporting their people and keeping them productive.
- Insurers must balance rising medical trends, the cost of new treatments and the pressure to innovate.
This report looks at the human side of health – how people experience care, what drives cost and complexity, and how better alignment between value, cost and care can lead to stronger, more sustainable health systems for everyone.

The Employee Experience Gap
The report shows that while most employees with serious illnesses get an appointment within a week, far fewer begin treatment as quickly. Access is faster in Asia and Latin America, supported by strong private networks and prevention programmes. In Europe, public systems face longer waits. For employees on their healthcare journey, these delays matter—shaping how they feel about their health, their support, and their employer.


Download Asia Infographic and Insights 2026
Discover the latest benefits trends and strategies to optimise employee benefits design amid inflation and access challenges.