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Climate Risk & Resilience
Helping you thrive, not just survive, in the climate transition
Climate advisory and insurance broking, all under one roof
At Howden, climate advisory practitioners and insurance specialists work side by side.
By connecting the two distinct disciplines under one roof, we offer an integrated end-to-end service that delivers tangible benefits.
Insurance is the bedrock of the financial system. Used thoughtfully, it holds the key to getting projects off the ground and reducing capital costs. This can help you progress your climate response and unlock the door to opportunities.
Building insurance thinking into your climate strategy – and equally, building climate thinking into your insurance strategy – ensures a joined up, pragmatic approach.
Working with us, you'll have certainty on your starting point, clarity on the path ahead, and the confidence to grow.
Download our capabilities brochure today.
Climate change is likely to affect your business in the following ways:
- New disclosure requirements
- Supply chain disruption
- Problems accessing affordable insurance coverage
- Challenges accessing finance
- Weather incidents causing damage to property and business interruption
- Reputation management issues (e.g. greenwashing)
- Compliance and legal issues
- New opportunities and markets
Howden turbocharged our thinking in this area by at least three years, compared to attempting to undertake this work internally
Adding value at every stage of the journey
We work with clients at all levels of climate strategy maturity. Some are just starting out exploring their exposure, while others are developing and implementing sophisticated action plans. Wherever you are on your climate journey, we're here to help.
Identify
Get a high-level view on how your operations and business model will be affected by climate and nature. Find out where you stand relative to your peers.
Understand
Take a deeper dive, to further explore specific climate and nature issues. Analyse the detail and model the implications.
Take action
Get ahead with innovative solutions to insurance, risk management and financing challenges. Develop credible action plans, ready to win stakeholder and investor confidence.
As the climate changes, so does insurance procurement. Be prepared.
As the effects of climate change increase and compound, purchasing insurance will become more complicated. It is highly likely that insurers will become much more selective as to which risks they take on.
Without a solid insurability strategy, your business may not be able to acquire the same insurance it has today. There may also be extra covenants in policies, with more stringent requirements on adaption measures and risk management efforts.
Insurability is the ability to secure affordable insurance for assets, investments, operations and projects. In the climate change era, maintaining insurability is fast becoming as important as maintaining a good credit rating.
To get affordable coverage, you’ll need to think like insurers think – and have the data to back it up.
Our team of climate practitioners and specialist insurance brokers are ready to support your insurability efforts. We’ll add value all the way from analysis and planning to insurance placement and claims advocacy.
Working together, we can build climate risk and insurability strategy into your decision-making models. By doing so, you can improve your negotiating position in the insurance markets, helping you achieve continuity of coverage.
Download our report, the Insurability Imperative, today.
Perspectivas basadas en la ciencia para ir más allá del ruido
Nuestro equipo cuenta con una amplia diversidad de perfiles, que combinan una gran experiencia en ciencia climática, formulación de políticas y servicios financieros.
Además, colaboramos con diversos socios, incorporando conocimientos especializados adicionales según cada caso. Esto garantiza que las soluciones siempre se basen en los últimos avances científicos, sin perder de vista la evolución de la normativa. Todo ello contribuye a que sus planes estén preparados para el futuro, desde el principio.
Nuestra oferta de análisis, totalmente personalizable, se integra con tus conjuntos de datos existentes. Al complementar tus datos propios con fuentes relevantes adicionales, te brindaremos una visión equilibrada y objetiva. Interpretaremos los resultados y los presentaremos en términos sencillos, sin jerga técnica. Al trabajar con nosotros, podrás ir más allá de la información superflua, priorizar temas y resolver problemas.
...a welcoming, professional manner devoid of jargon, which put our stakeholders at ease
About the Climate Risk & Resilience team
We’re no ordinary climate risk experts – we bring a distinctive blend of experience, insight and insurance knowledge. Many of our people are pioneers in this emerging field. It’s no exaggeration to say: we wrote the books, did the deals and advised the investors that have defined the climate risk space over the past 15 years.
And we're still leading the way, with partnerships across the world, building the industry's ability to support the climate transition.
It's why we can confidently say, we offer a perspective like no other.